It’s possible to get an anonymous car insurance quote without providing any personal information. But opting for an anonymous insurance quote may mean the estimate you receive looks a bit different from the price you’ll eventually pay for car insurance.
For the most accurate quote, you’ll need to enter personal information, like your driver’s license number, address, age, and more. You can get car insurance quotes anonymously by using a car insurance calculator or an insurance-comparison tool.
How to get a car insurance quote without giving personal information
It’s possible to get an anonymous car insurance quote without giving out any personal information. But insurers will base the quotes you receive on the limited information provided.
As a result, people typically use anonymous quotes for information-gathering purposes rather than getting a true insurance rate estimate. If you want to finalize your insurance quote and sign up for a policy, most insurance companies will ask you to provide more detailed information, like your name, age, address, gender, the type of car you drive, and more.
Here’s a closer look at how to get an anonymous car insurance quote without providing detailed personal information.
1. Use a car insurance calculator
Several platforms, including Insurify, offer tools — like insurance calculators — that can provide an estimate of what you might pay for auto insurance.
A calculator typically bases your estimated insurance cost on some basic information, like the state you live in, your age, and your credit. Some calculators also allow you to select discounts you might qualify for, like good driving or insuring multiple cars.
When using a calculator to get an insurance quote, it’s important to keep in mind that the quoted rate is just a rough estimate. In order to get an actual quote, you’ll likely need to use another tool or speak to an agent and provide your detailed personal information.
2. Use a comparison website
An online insurance-comparison tool can help you take a deeper dive into car insurance quotes than a calculator. You can compare auto insurance quotes from multiple insurers in one place, which can help you quickly find the best insurance option to meet your needs.
If you’re concerned about staying anonymous, you should know that when using an online comparison tool, you’ll often need to provide more personal information than you would with a car insurance calculator. For example, you might need to provide your ZIP code or age to move forward through the quoting process.
If you use a reputable site, you won’t need to worry about companies using your personal information to spam your inbox or phone. But some online quote-comparison tools are actually lead-generation sites designed to collect and sell your personal information. While you may still be able to get comparison quotes using one of these sites, you could potentially open yourself up to an influx of unwanted spam calls and emails.
Personal information that most insurance companies require to get an accurate quote
To get an accurate rate quote, most insurance companies typically require you to provide the following types of personal information:
How Insurify uses your information
Insurify never uses the information you provide for a quote to spam you or disclose your data to a third party. Instead, Insurify uses the information you provide to help you find affordable auto insurance by comparing quotes across multiple insurance companies.
Insurance companies that require minimal personal information for a quote
If you want to get a car insurance quote without sharing too much personal information, consider getting a quote from one of these insurance companies.
The General
Progressive
Travelers
Car insurance quote without personal information FAQs
If you’re hoping to get an insurance rate without having to provide too much personal information, here’s some additional information to consider.
Can you get car insurance online without talking to someone?
Yes. You can get car insurance online without talking directly to an agent. Many reputable insurance companies offer online quote tools, including GEICO and Progressive. Or, you can choose to use an insurance calculator or online quote-comparison tool.
Is it safe to get insurance quotes online?
It’s safe to get insurance quotes online when using a reputable online quote comparison tool, like Insurify. But to help protect your personal data, try to avoid sites that sell your information to third parties or have a reputation for spamming.
Are car insurance quotes binding?
No. A car insurance quote doesn’t become a binding contract until you accept it and finalize a policy with a payment.
When asking for a car insurance quote, do you need the car’s VIN?
In most cases, you can get an auto insurance quote without providing your car’s VIN. But once you’re ready to purchase the policy, you’ll likely need to provide the VIN.
Can you lie to get cheaper car insurance?
No. Lying about your personal details to get cheaper car insurance is auto insurance fraud, and it could result in the cancellation of your policy or your insurer refusing to pay a claim.