Drivers in the Grand Canyon State have different coverage needs and priorities. Arizona drivers pay an average of $94 per month for a liability policy, slightly lower than the national average rate of $104.

Insurify analyzed 50 car insurance companies based on major factors like cost, customer satisfaction, and coverage options to determine the best car insurance in Arizona.

Best car insurance companies in Arizona

Arizona drivers can choose from many different insurers. But some stand out from the rest, offering the best coverage for specific types of drivers.

Insurify selected five of the best Arizona car insurance companies based on numerous important factors, including cost, discounts, coverages, customer service, AM Best and J.D. Power ratings, and the number of complaints in the National Association of Insurance Commissioners (NAIC) Complaint Index.

State Farm: Best car insurance company for customer service

Auto-Owners: Best car insurance company for affordability

USAA: Best car insurance company for military members and their families

Allstate: Best car insurance company for discounts

Travelers: Best car insurance company for customization

How to get the best car insurance in Arizona

Comparing Arizona insurers can help you find the right fit for your coverage needs and budget. Here are some tips to keep in mind when shopping for the best policy.

Average cost of car insurance in Arizona

The average cost of auto insurance in Arizona is $94 per month for liability coverage and $160 per month for full-coverage car insurance. Both of these rates fall slightly below the national averages of $104 for liability coverage and $184 for full coverage.

But Arizona car insurance costs are increasing, much like costs in many other states. From December 2023 to June 2024, the average annual car insurance cost in Arizona increased from $1,792 to $2,026. And rates were expected to increase to $2,195 by the end of 2024.