Drivers in the Grand Canyon State have different coverage needs and priorities. Arizona drivers pay an average of $94 per month for a liability policy, slightly lower than the national average rate of $103.
Insurify analyzed 50 car insurance companies based on major factors like cost, customer satisfaction, and coverage options to determine the best car insurance in Arizona.
Best car insurance companies in Arizona
Arizona drivers can choose from many different insurers. But some stand out from the rest, offering the best coverage for specific types of drivers.
Insurify selected five of the best Arizona car insurance companies based on numerous important factors, including cost, discounts, coverages, customer service, AM Best and J.D. Power ratings, and the number of complaints in the National Association of Insurance Commissioners (NAIC) Complaint Index.
State Farm: Best car insurance company for customer service
Auto-Owners: Best car insurance company for affordability
USAA: Best car insurance company for military members and their families
Allstate: Best car insurance company for discounts
Travelers: Best car insurance company for customization
Our editorial team analyzed regional and national auto insurance companies that sell policies in Arizona to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
How to get the best car insurance in Arizona
Comparing Arizona insurers can help you find the right fit for your coverage needs and budget. Here are some tips to keep in mind when shopping for the best policy.
Average cost of car insurance in Arizona
The average cost of auto insurance in Arizona is $94 per month for liability coverage and $158 per month for full-coverage car insurance. Both of these rates fall slightly below the national averages of $103 for liability coverage and $182 for full coverage.
But Arizona car insurance costs are increasing, much like costs in many other states. From December 2023 to June 2024, the average annual car insurance cost in Arizona increased from $1,792 to $2,026. And rates were expected to increase to $2,195 by the end of 2024.
Best car insurance in Arizona FAQs
If you still have questions about how to find the best car insurance in Arizona, check out the additional information below.
How much is car insurance in Arizona?
Car insurance in Arizona costs an average of $94 per month for liability coverage and $158 per month for full coverage, Insurify data shows.
What are the best car insurance companies in Arizona?
State Farm, Auto-Owners, USAA, Nationwide, and Travelers are the best car insurance companies in Arizona. But each of these insurers is suited to different types of drivers. While State Farm might be the best option for your neighbor, Nationwide might be a better option for you. Always compare quotes and coverage before buying an insurance policy. Remember, the cheapest car insurance company isn’t always the best fit.
What is the required auto insurance coverage amount in Arizona?
In Arizona, the minimum car insurance coverage required is $25,000 per person and $50,000 per accident in bodily injury liability. You also need to carry at least $15,000 in property damage liability coverage. But in most cases, you should carry full-coverage insurance for the most protection.3