Allstate vs. Travelers: Which is the cheapest?
Allstate has cheaper average car insurance premiums than Travelers, but both companies have cheaper average rates than the overall national average. The average car insurance price from Allstate is $73 per month for liability coverage and $137 for full coverage. To compare, Travelers policyholders pay an average of $99 per month for liability and $186 for full coverage.
Your car insurance premium will ultimately depend on various factors. When calculating premiums, car insurance companies can consider your ZIP code, age, credit history, and vehicle type. Your driving record is a major factor that can lead to higher or lower premiums.2
Here’s a closer look at how rates compare between Allstate and Travelers for various driver profiles.
Allstate: Cheapest for drivers with a clean driving record
Allstate has the cheapest car insurance for people who have a clean driving record with no recorded driving incidents, traffic violations, or car accidents.
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Allstate: Cheapest for drivers with a speeding ticket
You’ll generally pay more for car insurance if you have a past violation on your record, such as a car accident, DUI, or speeding ticket. Drivers with a speeding ticket on their record pay less for coverage with Allstate than Travelers, on average.
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Allstate: Cheapest for teen drivers
Allstate has cheaper average auto insurance rates for young drivers and teenagers, who pay the highest rates for coverage out of all age groups.
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Allstate: Cheapest for drivers with bad credit
Insurers view drivers with bad credit as higher-risk. But Allstate has lower car insurance rates than Travelers for drivers with bad credit.
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Allstate: Cheapest for senior drivers
Senior drivers will find that Allstate has a lower average premium than Travelers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
)
)
)
){kind=small}
){kind=logo}
){kind=small}
)
)
){kind=small}
){kind=small}
)
)
