Farmers vs. Liberty Mutual: Which is the cheapest?
Liberty Mutual has cheaper rates than Farmers, based on Insurify data. Liberty Mutual policyholders pay an average of $166 per month for liability insurance and $225 for full-coverage insurance.
To compare, the average cost of coverage from Farmers is $110 per month for liability insurance and $214 for full coverage.
However, the cost of car insurance ultimately varies depending on the driver. Besides the insurance company, some factors affecting your premium include location, age, driving record, credit score, and vehicle type.2
Liberty Mutual: Cheapest for drivers with a clean driving record
For drivers with a clean record free of tickets, accidents, and other violations, Liberty Mutual has lower car insurance premiums on average. People without prior driving incidents generally pay the lowest car insurance rates.
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Liberty Mutual: Cheapest for drivers with a speeding ticket
Liberty Mutual has cheaper average car insurance rates for drivers with a past speeding ticket compared to Farmers. Auto insurers view past speeding tickets as an indicator of higher risk.
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Liberty Mutual: Cheapest for teen drivers
For teenagers and other young drivers, Liberty Mutual has cheaper average car insurance rates. Teenagers typically pay the highest rates by age group due to their lack of driving experience.
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Liberty Mutual: Cheapest for drivers with bad credit
Liberty Mutual has lower rates for customers with bad credit. Drivers with good or excellent credit history typically pay lower rates than people with poor credit.
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Liberty Mutual: Cheapest for senior drivers
Senior drivers can find cheaper average car insurance rates with Liberty Mutual. After benefiting from low rates during middle age, senior drivers may face a slight increase in rates due to aging-related risk factors.
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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