USA Underwriters vs. other insurance companies
Consumers have a great deal of choice available to them in the car insurance market, which means it’s always smart to compare options before purchasing a policy. If you’re considering auto insurance coverage from USA Underwriters, make sure you compare quotes with several other insurers, including the following:
USA Underwriters vs. Liberty Mutual
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Based out of Boston, Massachusetts, Liberty Mutual is a national insurer that offers a number of insurance products in addition to auto insurance. This means that Michigan drivers may be able to save money just by bundling their insurance policies with Liberty Mutual.
Liberty Mutual may appear to have a much lower average monthly cost than USA Underwriters — $175 for liability-only coverage and $234 for full coverage. However, the listed monthly premium is a national average. The average monthly premium for Liberty Mutual in Michigan is $161 for liability coverage and $235 for full coverage.
This company offers a number of additional coverage options that drivers can’t get from USA Underwriters, including 24-hour roadside assistance, rental car reimbursement, accident forgiveness, and gap coverage. Drivers interested in any of these specialty coverage options may find Liberty Mutual is a better fit than USA Underwriters, which doesn’t offer any specialty coverage.
USA Underwriters vs. GEICO
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GEICO is the third-largest private passenger auto insurance company in the United States, making it a much larger company than USA Underwriters. GEICO’s size means it can offer a lot more customer care, including 24/7 access to customer service, as well as an easy-to-use website and highly rated app. Additionally, drivers getting insurance through GEICO can also bundle other policies with their auto insurance.
The national average cost of premiums for GEICO is significantly cheaper than USA Underwriters’ averages. GEICO drivers pay $97 per month for liability-only coverage and $136 per month for full coverage, on average.
Drivers with a clean driving record may find GEICO is a better option for them than USA Underwriters. GEICO’s prices are lower for such drivers, and it has many discounts and other ways to save.
USA Underwriters vs. Travelers
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At more than 165 years old, Travelers has been around for slightly longer than the 161-year-old USA Underwriters. This large national insurance company offers a huge number of insurance products to choose from, like auto, home, renters, pet, wedding, and umbrella insurance. This makes Travelers much more of a one-stop shop for drivers looking to take care of all their insurance needs under a single roof.
The average national cost of Travelers auto insurance is $98 per month for liability-only coverage and $185 per month for full coverage. This insurer also offers 12 discounts drivers can potentially qualify for to help reduce their premium costs.
If you need a robust selection of coverage options and potential discounts, Travelers may be a better choice for you than USA Underwriters.
How to file an auto insurance claim with USA Underwriters
If you’re in a car accident, you can file an auto insurance claim to get your insurer to pay for your damages, minus any deductibles. To file a claim with USA Underwriters, you’ll need to follow these steps:
Gather the necessary information. Gather as much information as you can about the incident, including your policy number, dates and times, witness contact information, photos of the damage, names of involved parties, and more.
Call 1 (855) 230-1656. You’ll need to start the claim process over the phone with a USA Underwriter representative.
Work with the claims adjuster. Once you submit your claim, USA Underwriters assigns a claims adjuster to your case to resolve your claim, guide you through the process, and answer any questions you might have.
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