Compare.com is one of the top insurance-comparison sites. With it, you can easily compare multiple insurance quotes at once. While some comparison sites exist specifically to collect personal information, Compare.com generates real-time price quotes from its more than 120 partner insurance companies.[?]
If you’re shopping for car insurance, Compare.com can make the process easier by showing quotes from several top companies in a single form and helping you choose the best fit.
Keep reading to learn how the site works and how it stacks up to its competitors.
Compare.com at a glance
Compare.com is an insurance-comparison website that lets you shop for coverage from multiple companies in one place. The company started in 2013 to help consumers save money on car insurance while making the process quick, easy, and informative.
In that time, Compare.com has delivered nearly 59 million insurance quotes. It’s helped nearly 8.4 million customers find car insurance policies and saved them $340 million.
Multiple insurance quotes in one place
Offers quotes from more than 120 top insurers
Easy and fast quote process
Not all results include quotes
Quotes don’t include many optional coverages
Quotes aren’t necessarily the same as your final rate
How does Compare.com work?
Compare.com works by allowing you to shop for an auto insurance policy from multiple companies with a single quote process. To get your quotes, you’ll work your way through an online form, answering key questions about yourself, your vehicle, your driving history, and your policy preferences.
We’ll walk you through the process below.
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1. Enter vehicle information
Share information about your vehicle’s year, make, model, primary use, and how many miles you drive each day.
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2. Choose your coverage options
Compare.com will ask if you want full coverage or liability only — it even has a pop-up window you can open to learn about the different coverage types. But you can’t customize your policy with add-ons like rental car or towing coverage.
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3. Enter personal information
Enter your requested personal information, including your gender, marital status, credit score, and education level. These factors may affect your quotes.[?]
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4. Share your driving history
Answer questions about your driving record, including whether you have a history of at-fault accidents, speeding tickets, insurance claims, or DUIs.[?]
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5. Complete the quote process
Complete the quote process by providing your birth date, first and last name, and email address. You can provide your phone number, but unlike some sites, it’s not a requirement for getting your quotes. This prevents unwanted text messages and phone calls.
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6. Get your quotes
Once you’ve finished the auto insurance quote process, you’ll see your results. Our quote process yielded one top quote recommendation as well as quotes from several other top insurers.
Some of the results provided actual quotes, while others required us to click through to the insurer’s website to finish the process.
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Compare.com reviews: What real customers are saying
Compare.com has overwhelmingly positive online reviews from past users. It’s accredited by the Better Business Bureau (BBB) with an A+ rating, and on Trustpilot, it has 4.7 out of 5 stars.[?] [?]
Positive reviews highlight the quick and easy quote process, the savings customers saw, and the helpfulness of Compare.com’s employees. Meanwhile, a few users complained that they didn’t receive quotes or that their actual car insurance rates were higher than their original quote.
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Compare.com vs. Insurify
Like Compare.com, Insurify functions as a licensed virtual insurance agent, helping you shop for insurance in all 50 states. Compare.com and Insurify both offer online insurance quotes from multiple companies in one place. Both companies have a similar quote process and site experience.
While Compare.com and Insurify partner with a similar number of car insurance companies, we received more quotes from Insurify by providing the same information during our testing of the two sites.
In addition to car insurance, both Compare.com and Insurify offer pet insurance and homeowners insurance quotes. The companies also have licensed insurance agents and customer service teams ready to answer your questions or help you shop for a policy.
Is Compare.com a spammy site?
No, Compare.com isn’t a spammy site. When you enter your personal data into the website, it’s used to generate real quotes — not for Compare.com to sell. But providing your email address and phone number means insurers may contact you.
The good news is you can opt out of these communications anytime. And unlike plenty of other insurance-comparison services, entering your phone number is optional. This means you can avoid unwanted phone calls and text messages.
Compare.com FAQs
These answers to several frequently asked questions can help you decide if Compare.com is the right tool for you.
Is Compare.com easy to use?
Yes. Compare.com is easy to use. The quote process is simple and takes only a few minutes. Once you complete the form, it’s easy to see your quotes and proceed with signing up for insurance.
Is Compare.com free?
Yes, Compare.com is free to use. You pay only after you sign up for insurance, and even then, you’ll pay only your insurance premium. Compare.com doesn’t charge for its services.
Is Compare.com legitimate and trustworthy?
Yes. Compare.com is legitimate and trustworthy. The company has an excellent track record with past users, positive online reviews, and an A+ Better Business Bureau rating and accreditation.
How does Compare.com differ from other insurance-comparison sites?
Unlike plenty of other insurance-comparison sites, Compare.com provides real-time insurance quotes rather than serving as a lead-generation site. This means you don’t have to worry about spam like you do with other sites. Comparison sites may also differ in the quotes they provide. It’s possible you could enter the same information into two different sites and receive varying results.
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