Best Companies for Auto and Renters Insurance Bundles (2025)
Bundling your car and renters insurance often leads to savings, especially with State Farm and Erie Insurance.
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Many drivers also rent their apartments, condos, or homes. A lot of insurers offer a bundling discount for customers purchasing multiple policies through the same company.
While the amount you can save with a multi-policy discount varies, most people can save between 5% and 25% with a renters insurance bundle. Beyond the bundling discount, buying multiple policies through a single insurance company can make policy management easier.
Here’s what you should know about bundling your renters and auto insurance.
Best companies to bundle renters and auto insurance
You should always consider multiple insurers before buying a policy, paying attention to average costs, coverage offerings, discount options, customer satisfaction, and more.
The table below highlights five of the best insurance companies that offer bundling for renters and auto insurance policies.
State Farm: Best overall
Erie: Best for Mid-Atlantic states
Allstate: Best for extra discounts
American Family: Best for top-tier customer service
USAA: Best for veterans
How to find the best renters and auto insurance for you
Everyone has a unique situation that affects their insurance needs. Below are some tips to help you find the best renters and auto insurance for you:
Determine your insurance coverage needs. Start by considering how much coverage you need for each type of insurance policy. With this in mind, you can quickly eliminate insurance companies that don’t offer what you need.
Compare quotes. Seek out quotes from different companies. Consider getting quotes for each policy separately and bundled. The information can help you find a great price.
Ask for other discounts. A bundling discount isn’t the only way to save. Many insurance companies offer other discounts, which could help you tap into significant savings. For example, paying your bill up front might lower your premium to better suit your wallet.
Consider a higher deductible. If you can afford higher deductibles for collision and comprehensive coverages, this change to your insurance policy can help you save. But don’t opt for a higher deductible if you can’t afford to pay it during an emergency.
Consider other bundles. As your financial situation changes, you might need to add other types of insurance to your household. Consider adding life insurance and homeowners insurance when your situation requires a change.
Pros and cons of bundling auto and renters insurance
Insurance products — and how you purchase them — have advantages and disadvantages. Take a look below at some of the pros and cons to consider before bundling your auto and renters insurance.