Best Car Insurance in Florida for Teen Drivers (2025)
State Farm, GEICO, and Allstate are all solid car insurance companies for teen drivers in Florida.
Excellent
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Shopping for car insurance can be difficult no matter your age, but teen drivers and their parents have to deal with especially high average rates.1 Insurify analyzed 50 car insurers to determine the best car insurance companies in Florida for teen drivers.
Here’s what you need to know about finding cheap coverage in Florida for young adults from the best car insurance companies.
Best car insurance companies in Florida for young adults
When searching for the best car insurance companies, it’s important to spend some time shopping around for the right company. It’s a good idea to compare quotes from at least three different insurers to see which one can offer you the best price.
You should look for an insurance company with cheap average rates and quality coverage offerings. Start your search for the best car insurance in Florida below.
State Farm: Best overall
GEICO: Best for teens on their own policy
Allstate: Best for good students
Travelers: Best for teen drivers with an incident
Progressive: Best for multi-car policies
Our editorial team analyzed regional and national auto insurance companies that sell policies in Florida to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
How young drivers can save on car insurance
Understandably, many young drivers look for ways to lower their car insurance costs. You can potentially earn savings by taking several different steps. Learn more about ways for young drivers to lower premium costs below.
How much is car insurance for a new driver in Florida?
On average, new teen drivers in Florida pay $267 per month for liability-only coverage and $359 for a full-coverage insurance policy. It’s important to note that how much you’ll spend varies based on factors like your ZIP code, driving record, age, vehicle make and model, and more.
Like most states, Florida has faced increasing car insurance rates in recent years. The average cost of full-coverage car insurance in Florida increased by 9% from 2023 to 2024, according to Insurify’s latest car insurance report. Insurify estimates that Florida drivers will experience an additional 10% increase in premiums in 2025.
Best car insurance in Florida for teens FAQs
The following information can help answer your remaining questions about car insurance for teen drivers.
How much is car insurance in Florida?
The average cost of car insurance in Florida is $155 per month for liability coverage and $209 for full coverage.
For teen drivers, this monthly average is higher, at $267 for liability coverage and $359 for full coverage.
What are the best car insurance companies in Florida for young drivers?
Allstate, State Farm, GEICO, Travelers, and Progressive are great auto insurance companies for young drivers. They offer a variety of student-friendly discounts, opportunities to save by taking defensive driving courses, and teen-friendly tech support and apps.
What car insurance discounts are available in Florida for young drivers?
Young drivers in Florida can save on their car insurance premiums by seeking out discounts specifically designed to help young adult and teen drivers save. Young drivers may qualify for discounts for good grades (student discount), driver’s education courses, safe driving records, bundling policies, low mileage, being accident-free, or joining a parent’s policy.
How much car insurance do you need in Florida?
To drive legally in the state of Florida, you must meet minimum coverage requirements. Florida drivers need to have at least $10,000 in personal injury protection coverage and $10,000 in property damage liability coverage.3
)
)
)
){kind=small}
){kind=small}
)
)
){kind=small}
){kind=small}