Best Car Insurance in Florida for Teen Drivers (2025)
State Farm, GEICO, and Allstate are all solid car insurance companies for teen drivers in Florida.
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Shopping for car insurance can be difficult no matter your age, but teen drivers and their parents have to deal with especially high average rates.1 Insurify analyzed 50 car insurers to determine the best car insurance companies in Florida for teen drivers.
Here’s what you need to know about finding cheap coverage in Florida for young adults from the best car insurance companies.
Best car insurance companies in Florida for young adults
When searching for the best car insurance companies, it’s important to spend some time shopping around for the right company. It’s a good idea to compare quotes from at least three different insurers to see which one can offer you the best price.
You should look for an insurance company with cheap average rates and quality coverage offerings. Start your search for the best car insurance in Florida below.
State Farm: Best overall
GEICO: Best for teens on their own policy
Allstate: Best for good students
Travelers: Best for teen drivers with an incident
Progressive: Best for multi-car policies
How young drivers can save on car insurance
Understandably, many young drivers look for ways to lower their car insurance costs. You can potentially earn savings by taking several different steps. Learn more about ways for young drivers to lower premium costs below.
How much is car insurance for a new driver in Florida?
On average, new teen drivers in Florida pay $263 per month for liability-only coverage and $359 for a full-coverage insurance policy. It’s important to note that how much you’ll spend varies based on factors like your ZIP code, driving record, age, vehicle make and model, and more.
Like most states, Florida has faced increasing car insurance rates in recent years. The average cost of full-coverage car insurance in Florida increased by 9% from 2023 to 2024, according to Insurify’s latest car insurance report. Insurify estimates that Florida drivers will experience an additional 10% increase in premiums in 2025.