Best Car Insurance in Georgia (2025)
State Farm, USAA, and Auto-Owners are some of the best car insurance companies for Georgia drivers.
Excellent
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
If you’re shopping for auto coverage in Georgia, Insurify has simplified the process by analyzing 50 insurers to identify the best car insurance companies in Georgia. Here are some of the top picks.
Best car insurance companies in Georgia
The best car insurance company for you will depend on your unique driving history and demographics. But these companies offer Peach State drivers some of the lowest auto insurance rates and strong customer satisfaction.
State Farm: Best overall
Auto-Owners: Best for cheap rates
USAA: Best for military members
COUNTRY Financial: Best for young drivers
Hugo: Best for basic coverage
Insurify’s editorial team analyzed regional and national auto insurance companies that sell policies in Georgia to assess which offers the best rates, coverage options, customer service, and savings to drivers. The analysis prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
How to get the best car insurance in Georgia
If you’re shopping for car insurance in the Peach State, here are some tips to help you find the best possible coverage for your needs.
Average cost of car insurance in Georgia
Car insurance costs in Georgia vary based on your driving record, age, gender, ZIP code, type of vehicle you drive, and other factors. For instance, you’ll pay more for coverage if you have a past moving violation or an at-fault car accident.4
Georgia residents pay $249 on average for full coverage and $163 on average for liability-only insurance. These rates are slightly higher than the national average of $182 for full coverage and $103 for liability insurance. Keep in mind that these are just averages, and you might find a cheaper car insurance policy if you shop around.
Best car insurance in Georgia FAQs
The best car insurance policy in Georgia depends on your unique driving profile, location, and more. If you’re still wondering about car insurance, here are some common questions and answers.
How much is car insurance in Georgia?
Car insurance in Georgia costs an average of $163 per month for liability coverage and $249 per month for full coverage, Insurify data shows.
What are the best car insurance companies in Georgia?
Some of the best car insurance companies in Georgia include State Farm, Auto-Owners, USAA, COUNTRY Financial, and Hugo. But the best insurer for you is the company that has rates, coverage options, and discounts that work for your needs and budget. Shopping around can help you find the right fit.
What is the required auto insurance coverage amount in Georgia?
Georgia requires all drivers to carry bodily injury liability insurance with $25,000 in coverage per person and $50,000 per accident. You’ll also need to have property damage liability insurance for $25,000 per accident.
)
Insurance Writer
)
)
){kind=small}
){kind=small}