Indiana drivers have dozens of reputable auto insurance companies to choose from in the Hoosier State. Finding the right insurance company for your coverage needs can be difficult.
To help you find the best car insurance in Indiana, Insurify analyzed 50 auto insurers, considering factors like average rates, coverage options, and customer satisfaction.
Best car insurance companies in Indiana
If you’re shopping for car insurance in Indiana, it’s a good idea to compare quotes from a few different car insurance companies. Learn more about a handful of the best insurers in Indiana identified by Insurify below. Each company included has affordable average insurance rates and quality coverage options.
Grange: Best overall
USAA: Best for military families
Dairyland: Best for high-risk drivers
GEICO: Best for discounts
Liberty Mutual: Best for customizable coverage
Our editorial team analyzed regional and national auto insurance companies that sell policies in Indiana to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
How to get the best car insurance in Indiana
The best car insurance company in Indiana is different for every driver. The right insurance company for you depends on your coverage needs, preferences, and budget. Keep the following tips in mind while you’re researching insurance companies.
Average cost of car insurance in Indiana
The average cost of car insurance in Indiana is $70 per month for minimum coverage and $131 per month for full coverage. State-minimum coverage is the cheapest policy you can get in Indiana.
Drivers in Indiana pay significantly less for car insurance than the U.S. national average. The average cost of car insurance in the U.S. is $103 per month for minimum coverage and $182 for full coverage.
While car insurance rates in Indiana are more affordable than in some other areas, it’s important to note that rates are different for every driver. Factors like your ZIP code, age, gender, driving record, vehicle type, coverage limits, and deductibles can affect the cost of your policy.
Best car insurance in Indiana FAQs
If you’re shopping for car insurance in Indiana, the following additional information can help answer your remaining questions.
How much is car insurance in Indiana?
The overall cost of car insurance in Indiana is $101 per month. By coverage level, Indiana drivers pay an average insurance rate of $70 per month for state-minimum coverage and $131 for full coverage.
How much you pay will ultimately depend on your driving history, age, chosen coverage, insurance company, and more. You can find cheap car insurance by comparing quotes from multiple companies.
What are the best car insurance companies in Indiana?
The best car insurance company in Indiana varies for every driver. After comparing 50 insurers, Insurify found that some of the best picks in Indiana are Grange, Liberty Mutual, GEICO, Dairyland, and USAA.
What is the required auto insurance coverage amount in Indiana?
In the state of Indiana, drivers must carry at least 25/50/25 in personal liability insurance. That includes $25,000 in bodily injury liability per person, $50,000 in bodily injury liability per accident, and $25,000 in property damage liability per accident. Indiana state law also requires underinsured motorist insurance, with a minimum of $50,000 in bodily injury coverage per accident.3