The factors you prioritize when shopping for car insurance might differ from what your neighbor values. Each driver has varying priorities, so finding the right car insurance policy for your coverage needs can be difficult. Many companies offer quality coverage in Iowa for drivers looking for a new car insurance policy. Narrowing down your options is key.

Insurify analyzed 50 car insurance companies in Iowa to help you find the best policy for your needs. Here’s what you should know about the best car insurance options in Iowa.

Best car insurance companies in Iowa

The best way to find an affordable auto policy that meets your coverage needs is to compare quotes and coverage options from multiple car insurance companies. The following insurers are Insurify’s top picks for the best car insurance companies in Iowa.

GEICO: Best overall

Allstate: Best for customer satisfaction

American Family: Best for discounts

Auto-Owners: Best for low rates

USAA: Best for veterans and military members

How to get the best car insurance in Iowa

Remember that the best car insurance for you might not be the best for your Iowa neighbor. That’s why shopping around for a policy is so important. It’ll help you identify the best coverage based on your unique needs and budget.

The following tips can help you start your search for a new auto policy.

Average cost of car insurance in Iowa

Iowa drivers pay significantly less than the national average for car insurance coverage. On average, Iowa drivers pay $109 per month for a full-coverage car insurance policy, compared to the national average of $184. Liability insurance costs an average of $55 for Iowa drivers, compared to the national average of $104 per month.

While most U.S. states have seen car insurance rates increase in recent years, Iowa drivers benefited from a 5% decrease in premiums from 2023 to 2024. Unfortunately, Insurify projects a slight premium increase of 4% for Iowa drivers in 2025.