With so many insurance companies on the market, shopping for car insurance can be challenging. Comparing multiple insurance companies on factors like price, coverage options, discounts, and customer service can help you find the insurer that fits your individual priorities.

To assist you in your search, Insurify analyzed 50 car insurance companies to determine the best auto insurance in Kansas.

Best car insurance companies in Kansas

Kansas drivers have a variety of solid auto insurance companies to choose from. The best car insurance companies in Kansas offer affordable pricing, a range of coverage options and discounts, and a high level of customer satisfaction.

As you start your search for a new car insurer, consider these best car insurance companies in Kansas.

State Farm: Best overall

USAA: Best for military members

Farmers: Best for discounts

American Family: Best for customer satisfaction

Root: Best for cheap liability insurance

  • Our editorial team analyzed regional and national auto insurance companies that sell policies in Kansas to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.

How to get the best car insurance in Kansas

Here are some things you can do to find the best car insurance in Kansas:

Average cost of car insurance in Kansas

The average annual premium for car insurance in Kansas is $1,344, compared to the national average of $1,712. 

Kansas drivers pay an average rate of $929 per year for liability insurance and $1,759 for full coverage.

Best car insurance in Kansas FAQs

If you still have questions about car insurance in Kansas, check out the additional information below.

  • How much is car insurance in Kansas?

    Kansas drivers pay an average rate of $77 per month for liability insurance and $147 for full coverage. Compare this to the U.S. averages of $103 per month for liability insurance and $182 for full coverage.

  • What are the best car insurance companies in Kansas?

    The best car insurance company for you will depend on your individual wants, needs, and budget. Some of the top insurance companies in Kansas include State Farm, USAA, and Farmers, according to Insurify research.

  • What is the required auto insurance coverage amount in Kansas?

    The state-minimum requirements in Kansas include $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 per accident for property damage. They also include $25,000 per person and $50,000 per accident for uninsured/underinsured bodily injury.

    Drivers must also have personal injury protection that includes the following:

    • $4,500 per person for medical expenses

    • $900 per month for one year for disability or loss of income

    • $25 per day of substitution benefits

    • $2,000 for funeral, burial, or creation expenses

    • $4,500 in rehabilitation expenses to train for re-employment

    • Survivor benefits that include $900 per month for a year for disability or loss of income and $25 per day for substitution benefits

Jessica Martel
Jessica Martel

Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Masters of Science degree in Cognitive Research Psychology.

Jessica has been a contributor at Insurify since July 2023.