Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

First-Time Driver’s Guide to Car Insurance

First-Time Driver’s Guide to Car Insurance

First-time drivers tend to pay more for car insurance due to their lack of driving experience, but understanding coverages and what affects premiums can help you find affordable rates.
By Miranda Marquit |November 18, 2025
Gap Insurance: How It Works and When It’s Worth It

Gap Insurance: How It Works and When It’s Worth It

Gap insurance covers the difference between your insurance payout and what you owe on a financed vehicle. If you lease or finance a car, gap insurance helps protect you financially if your car is totaled.
By Melanie Lockert|November 18, 2025
What Is SR-22 Insurance, and Who Needs It

What Is SR-22 Insurance, and Who Needs It

An SR-22 is a form some drivers must file with their state DMV as proof of minimum coverage requirements after a serious violation.
By Sarah Sharkey|November 18, 2025
Gen Z to the Insurance Industry: Thanks, But No Thanks | Insurify

Gen Z to the Insurance Industry: Thanks, But No Thanks | Insurify

Roles in the insurance industry offer security and stability, but for Gen Z, other factors matter more.
By Doug Bailey|November 17, 2025
Car Insurance Coverage for Stored Vehicles

Car Insurance Coverage for Stored Vehicles

While most insurers don’t offer stand-alone car storage insurance, many allow you to customize your coverage for a vehicle stored for the long term.
By Stephanie Colestock|November 17, 2025
Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows

Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows

Rates based on ‘broad assumptions’ don’t reflect actual driving habits, respondents told data analytics company.
By Evelyn Pimplaskar|November 17, 2025
LendingTree Review: Legit or Just a Lead Generator? (2025)

LendingTree Review: Legit or Just a Lead Generator? (2025)

LendingTree’s quote-comparison tool, QuoteWizard, is a lead-generator that won’t give you real quotes.
By Alani Asis|November 14, 2025
Car Insurance for First Responders (2025)

Car Insurance for First Responders (2025)

California Casualty, Nationwide, and COUNTRY Financial are just a few companies offering car insurance discounts to first responders.
By Jennifer Pendell|November 13, 2025
OTTO Insurance Review: Legit or Just a Lead Generator? (2025)

OTTO Insurance Review: Legit or Just a Lead Generator? (2025)

Otto is a lead generator that links users to third-party insurers it partners with.
By Jess Ullrich|November 13, 2025
The Zebra Review: Legit or Just a Lead Generator? (2025)

The Zebra Review: Legit or Just a Lead Generator? (2025)

The Zebra isn’t a lead generator, and it’s easy to compare companies using the platform, but you don’t get quotes on the site.
By Elizabeth Rivelli|November 13, 2025
Can You Add Someone to Your Car Insurance Who Doesn’t Live With You?

Can You Add Someone to Your Car Insurance Who Doesn’t Live With You?

You can add someone who doesn’t live with you to your car insurance, but it depends on a few factors.
By Sarah Archambault|November 13, 2025
QuoteWizard Review: Legit or Just a Lead Generator? (2025)

QuoteWizard Review: Legit or Just a Lead Generator? (2025)

QuoteWizard is a lead-generation site that doesn’t give actual quotes.
By Emily Guy Birken|November 13, 2025
What to Do After an Accident With an Uninsured Driver in Florida

What to Do After an Accident With an Uninsured Driver in Florida

If the person at fault in an accident has no insurance in Florida, some options include filing a personal injury lawsuit or a property damage claim.
By Jess Ullrich|November 13, 2025
Accident With a Borrowed Car in New York: What Happens?

Accident With a Borrowed Car in New York: What Happens?

What happens after an accident with a borrowed car depends on whether you gave the driver permission, who caused the accident, and more.
By Ben Luthi|November 13, 2025
Insurify’s AI Report: 86% of Americans Would Trust AI to Help Them Buy Car Insurance

Insurify’s AI Report: 86% of Americans Would Trust AI to Help Them Buy Car Insurance

And more than two-thirds of drivers (68%) would let AI secure them a policy with a new insurer if doing so could save them $1,000 annually, according to Insurify’s inaugural AI Insurance Report.
By Matt Brannon|November 12, 2025
EverQuote Review: Legit or Just a Lead Generator? (2025)

EverQuote Review: Legit or Just a Lead Generator? (2025)

EverQuote is a lead-generation site that shares your contact information with its third-party partner insurers.
By Anna Baluch|November 12, 2025
Calculator: Estimate Your Car Insurance Costs (December 2025)

Calculator: Estimate Your Car Insurance Costs (December 2025)

Get accurate estimates of your car insurance costs with Insurify’s car insurance calculator.
By Evelyn Pimplaskar|November 6, 2025
Average Car Price in 2025: What Buyers Really Pay

Average Car Price in 2025: What Buyers Really Pay

On average, new cars cost $49,077 and used vehicles cost $25,393.
By Kat Tretina|November 5, 2025