Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Top 10 Cheap Car Insurance Companies in December 2025

Top 10 Cheap Car Insurance Companies in December 2025

COUNTRY Financial, Auto-Owners, and USAA offer the cheapest car insurance rates as of December 2025.
By Julia Taliesin|November 4, 2025
Compare Cheap Liability-Only Car Insurance Rates (2025)

Compare Cheap Liability-Only Car Insurance Rates (2025)

The cheapest liability-only car insurance nationwide is $40, from COUNTRY Financial, but the best insurer for you will depend on where you live and other factors.
By Julia Taliesin|November 4, 2025
Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again

Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again

The way Americans drive is shifting to reflect new lives, work patterns, and ongoing relationships with technology.
By Doug Bailey|November 3, 2025
Here’s How Long a Speeding Ticket Stays on Your Record

Here’s How Long a Speeding Ticket Stays on Your Record

Depending on where you live, a speeding ticket can remain on your record anywhere from one to 10 years.
By Jamie Johnson|October 31, 2025
Which Insurance Companies Don’t Use Credit History?

Which Insurance Companies Don’t Use Credit History?

Most insurance companies use credit history in determining their rates. However, telematics and usage-based insurance (UBI) programs typically don’t require credit scores and can be a good alternative to standard insurance.
By Tanveen Vohra|October 31, 2025
How Much Is a Speeding Ticket?

How Much Is a Speeding Ticket?

The cost of a speeding ticket varies depending on how fast you were going, local laws, and other factors like previous violations and court fees.
By Miranda Marquit |October 31, 2025
2025 Drunk Driving Statistics

2025 Drunk Driving Statistics

In 2022, 32% of crashes in the U.S. involved alcohol-impaired driving. Find statistics and more in this comprehensive guide to drunk driving data.
By Julia Taliesin|October 31, 2025
What Is Full-Coverage Car Insurance?

What Is Full-Coverage Car Insurance?

Full coverage can pay for damage to your car that results from an accident you caused.
By Elizabeth Rivelli|October 31, 2025
11 Ways to Lower Car Insurance Costs in 2025

11 Ways to Lower Car Insurance Costs in 2025

From focusing on safety to maximizing discounts, here are money-saving tactics to try.
By Kevin Payne|October 31, 2025
How to Get Cheap Car Insurance (2025)

How to Get Cheap Car Insurance (2025)

Maintaining a good driving record, comparing car insurance rates, and looking for discounts are a few ways to get cheap car insurance.
By Sarah Archambault|October 31, 2025
17 Factors That Affect Car Insurance Rates

17 Factors That Affect Car Insurance Rates

Many factors determine your car insurance rates, and more may be in your control than you expect.
By John Egan|October 31, 2025
How to Get Car Insurance With a Suspended License

How to Get Car Insurance With a Suspended License

You’ll likely need car insurance even if your license is suspended to avoid coverage gaps and to get your license reinstated.
By Jess Ullrich|October 31, 2025
Wawanesa Auto Insurance: User Reviews and Quotes (2025)

Wawanesa Auto Insurance: User Reviews and Quotes (2025)

Wawanesa offers competitive policy rates, superior financial strength, and high industry ratings for customer satisfaction. But it’s only available in California and Oregon.
By Emily Guy Birken|October 31, 2025
How to Get Car Insurance Without a Social Security Number

How to Get Car Insurance Without a Social Security Number

It’s possible to find car insurance without a Social Security number, but you may have a more limited number of insurers to choose from.
By Christy Rakoczy|October 31, 2025
Electric Auto Insurance: User Reviews and Quotes (2025)

Electric Auto Insurance: User Reviews and Quotes (2025)

Electric Insurance Company is known for being a subsidiary of GE, but it’s soon to be sold.
By Emily Guy Birken|October 31, 2025
AssuranceAmerica Auto Insurance Review: Ratings and Quotes (2025)

AssuranceAmerica Auto Insurance Review: Ratings and Quotes (2025)

If you’ve been classified as a high-risk driver, AssuranceAmerica may be able to offer you coverage when you have few other options.
By Melanie Lockert|October 31, 2025
Car Insurance for Undocumented Immigrants: What to Know

Car Insurance for Undocumented Immigrants: What to Know

Even experienced undocumented drivers will likely pay high car insurance premiums. Insurers often consider them new drivers due to a lack of U.S. driving and auto insurance history.
By Julia Taliesin|October 31, 2025
The 10 Best Car Insurance Comparison Sites in 2025

The 10 Best Car Insurance Comparison Sites in 2025

We spent hours testing well-known car insurance comparison websites to determine which ones serve the most real-time, personalized quotes and which ones will serve you spam instead.
By Evelyn Pimplaskar|October 31, 2025