Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Do You Need Commercial Auto Insurance?

Do You Need Commercial Auto Insurance?

If your business requires you to use a vehicle, you’ll likely need commercial auto insurance.
By Alani Asis|February 19, 2025
Average Car Insurance Rates as of February 2025 | Insurify

Average Car Insurance Rates as of February 2025 | Insurify

National averages held steady through January, but Washington, D.C., Delaware, and Connecticut experienced increases.
By Chris Schafer|February 19, 2025
Tariffs on Canada and Mexico Could Raise Car Insurance Rates 60% Faster

Tariffs on Canada and Mexico Could Raise Car Insurance Rates 60% Faster

Insurify projects that tariffs on Canada and Mexico may cause car insurance rates to rise faster. Analysis suggests the annual cost of coverage would climb 8% by the end of 2025, up from a 5% increase before tariffs.
By Matt Brannon|February 19, 2025
How to Find Cheap Commercial Auto Insurance

How to Find Cheap Commercial Auto Insurance

Understanding the factors that influence rates, shopping around, and maximizing discounts are just a few key ways to save on commercial auto coverage.
By Ben Luthi|February 14, 2025
Everyone — And Their Grandmother — Is Shopping for Car Insurance

Everyone — And Their Grandmother — Is Shopping for Car Insurance

Even long-term auto insurance policyholders are shopping for cheaper coverage at record rates.
By Julia Taliesin|February 13, 2025
What to Know About Personal Injury Protection Coverage in Florida

What to Know About Personal Injury Protection Coverage in Florida

Florida insurers must include personal injury protection in all auto policies, which is part of the state’s minimum coverage requirements.
By Sarah Sharkey|February 11, 2025
Policygenius Car Insurance Review: Consumer Reviews, Quotes (2025)

Policygenius Car Insurance Review: Consumer Reviews, Quotes (2025)

The company’s car insurance quote tool offers users the ability to bundle with home insurance, but it won’t deliver real-time online quotes.
By Sarah Archambault|February 10, 2025
How Long Does an Insurance Company Have to Investigate an Auto Claim in California?

How Long Does an Insurance Company Have to Investigate an Auto Claim in California?

In California, companies have a maximum of 40 days to investigate a claim.
By Taylor Milam-Samuel |February 10, 2025
How to Avoid Tow Truck Scams

How to Avoid Tow Truck Scams

Don’t let a tow scam catch you off guard. Learn about common tow truck scams and how to protect yourself and your vehicle.
By Janet Berry-Johnson|February 10, 2025
10 States With the Sharpest 3-Year Increase in Severe Hail

10 States With the Sharpest 3-Year Increase in Severe Hail

Missouri and Illinois saw the most significant increases in severe hailstorms since 2022. Home and auto insurers have noted the risk and factored it into rate hikes.
By Cassie Sheets|February 10, 2025
Cheapest Car Insurance for Trucks (2025)

Cheapest Car Insurance for Trucks (2025)

USAA continually offers cheap rates for trucks of every make and model.
By Athena Valentine Lent|February 10, 2025
ValuePenguin Car Insurance Review: Consumer Reviews, Quotes (2025)

ValuePenguin Car Insurance Review: Consumer Reviews, Quotes (2025)

ValuePenguin has a useful minimum-coverage calculator, but it doesn’t offer any real-time quotes.
By Danny Smith|February 7, 2025
10 Ways to Prepare Your Vehicle for Winter

10 Ways to Prepare Your Vehicle for Winter

Some ways to prepare your car for winter include performing a standard maintenance inspection, checking essential fluid levels, switching to winter wipers, and stowing an emergency kit.
By Sarah Sharkey|February 6, 2025
Usage-Based Insurance: Benefits, Drawbacks and How It Works

Usage-Based Insurance: Benefits, Drawbacks and How It Works

Usage-based insurance programs from insurers collect driving habits data to assess risk and determine premiums and discounts.
By Jacqueline DeMarco|February 3, 2025
Car Insurance Costs Spiked the Most in These Five States in 2024

Car Insurance Costs Spiked the Most in These Five States in 2024

Minnesota had the biggest increase in average full-coverage rates last year, at 58%.
By Evelyn Pimplaskar|February 3, 2025
Coverage.com Car Insurance Review: Consumer Reviews and Quotes (2025)

Coverage.com Car Insurance Review: Consumer Reviews and Quotes (2025)

Coverage.com provides a combination of real car insurance quotes and offers, but you’ll need to resubmit your information on an insurer’s site to finalize coverage.
By Anna Baluch|January 30, 2025
Can You Drive in California With a Foreign License?

Can You Drive in California With a Foreign License?

You can drive in California with a foreign license, but the rules differ depending on whether you’re visiting or moving there.
By Jess Ullrich|January 30, 2025
Experian Car Insurance Review: Consumer Reviews, Quotes (2025)

Experian Car Insurance Review: Consumer Reviews, Quotes (2025)

Experian offers real-time car insurance quotes from more than 40 top insurers.
By Anna Baluch|January 30, 2025