Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts

Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts

After facing significant rate hikes in 2024, most drivers will see much smaller increases going forward.
By Julia Taliesin|January 29, 2025
How Many Car Crashes and Fatalities Happen Each Year? Car Accident Statistics for 2025

How Many Car Crashes and Fatalities Happen Each Year? Car Accident Statistics for 2025

Car accident rates declined in every state except Vermont and New York from 2023 to 2024. Those states had a 2% and 10% increase, respectively.
By Matt Brannon|January 29, 2025
North Carolina’s Car Insurance Minimums Set to Jump in July

North Carolina’s Car Insurance Minimums Set to Jump in July

North Carolina will soon have some of the highest liability car insurance requirements nationwide, and it’s likely to affect premiums.
By Julia Taliesin|January 28, 2025
Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles

Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles

The average cost of full-coverage car insurance for electric vehicles is $3,430 annually, according to Insurify’s new report.
By Evelyn Pimplaskar|January 28, 2025
Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals

Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals

Both states will see the average annual cost of full coverage top $4,000 in 2025, Insurify predicts.
By Evelyn Pimplaskar|January 28, 2025
Savvy Car Insurance Review: Consumer Reviews, Quotes (2025)

Savvy Car Insurance Review: Consumer Reviews, Quotes (2025)

Savvy can help you shop for a new home or car insurance policy, but it may not provide as many quotes as other comparison sites.
By Erin Gobler|January 27, 2025
Bankrate Car Insurance Review: Consumer Reviews, Quotes (2025)

Bankrate Car Insurance Review: Consumer Reviews, Quotes (2025)

Bankrate offers a way to compare car insurance quotes. But in most cases, you’ll need to finalize details on an insurer’s website to see a real-time quote.
By Sarah Sharkey|January 27, 2025
Trusted Choice Car Insurance Review: Consumer Reviews, Quotes (2025)

Trusted Choice Car Insurance Review: Consumer Reviews, Quotes (2025)

Trusted Choice is a free service that connects you with independent insurance agents but won’t give you instant quotes, and the “local” agent matches might not be anywhere near you.
By Amy Beardsley|January 23, 2025
Cost of Ford Fiesta Car Insurance (2025)

Cost of Ford Fiesta Car Insurance (2025)

Ford Fiestas cost an average of $146 per month, or $1,752 per year, to insure.
By Danny Smith|January 22, 2025
Allstate Faces Data Collection Lawsuit from Texas Attorney General

Allstate Faces Data Collection Lawsuit from Texas Attorney General

Suit alleges the company illegally collected driver data and used it to increase rates.
By Sara Getman|January 22, 2025
Accident With a Borrowed Car in California: What Happens?

Accident With a Borrowed Car in California: What Happens?

The party responsible for damages after an accident with a borrowed car varies in California.
By Jacqueline DeMarco|January 20, 2025
Is California a No-Fault State for Auto Insurance?

Is California a No-Fault State for Auto Insurance?

California is an “at-fault” state, where the driver who caused the accident is financially responsible for damages.
By Sarah Archambault|January 16, 2025
GoAuto Insurance: User Reviews and Quotes (2025)

GoAuto Insurance: User Reviews and Quotes (2025)

GoAuto offers basic auto insurance coverage with flexible payment options, but it has limited discount offerings and some negative customer reviews.
By Jamie Johnson|January 16, 2025
Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Thousands face premium increases of $1,000 or more annually.
By Evelyn Pimplaskar|January 15, 2025
Cost of Ford Explorer Car Insurance (2025)

Cost of Ford Explorer Car Insurance (2025)

Ford Explorers cost around $133 monthly, or $1,596 yearly, to insure.
By Christy Rakoczy|January 10, 2025
Does Car Insurance Cover Hurricane Damage?

Does Car Insurance Cover Hurricane Damage?

Comprehensive car insurance can pay to repair your vehicle after damage from non-collision incidents, like severe weather or falling trees.
By Courtney Washington|January 9, 2025
Pros and Cons of 12-Month Car Insurance Policies

Pros and Cons of 12-Month Car Insurance Policies

A 12-month policy offers rate stability, but it may come with higher up-front costs.
By Theresa Stevens |January 9, 2025
Average Car Insurance Rates as of January 2025

Average Car Insurance Rates as of January 2025

National average car insurance rates held steady at the end of 2024, but some states saw big fluctuations.
By Evelyn Pimplaskar|January 9, 2025