Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Road Rage Facts and Statistics: 2025

Road Rage Facts and Statistics: 2025

A majority of American drivers admit to road rage behaviors despite the safety risks and higher car insurance rates.
By Cassie Sheets|January 9, 2025
States With No-Fault Insurance Laws

States With No-Fault Insurance Laws

In 12 states, drivers file accident claims for their injuries with their own insurers — regardless of who caused an accident.
By Jess Ullrich|January 7, 2025
Minimum Car Insurance Requirements in Every State

Minimum Car Insurance Requirements in Every State

You need car insurance to legally drive in every state except New Hampshire, but the amount and coverage type can vary.
By Taylor Milam-Samuel |January 7, 2025
Can You Buy a Car Without Insurance?

Can You Buy a Car Without Insurance?

You can’t drive a car without insurance, but you may be able to buy a vehicle without buying insurance if you have an existing policy.
By Taylor Milam-Samuel |January 2, 2025
What to Do When Your Car Has Been Stolen

What to Do When Your Car Has Been Stolen

You’ll need to file a police report, contact your insurance company, inform your leasing or financing company if you have one, and file a stolen vehicle report with your local DMV.
By Courtney Washington|January 2, 2025
How Do Self-Driving Cars Work?

How Do Self-Driving Cars Work?

Recent leaps in artificial intelligence have led to major strides in self-driving technology. In this guide, we’ll look under the hood at how today’s self-driving cars work.
By A.M. Steinbach|December 18, 2024
What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers

What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers

Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
By Julia Taliesin|December 18, 2024
What Utah’s Increased Auto Liability Limits Mean for Your Premiums

What Utah’s Increased Auto Liability Limits Mean for Your Premiums

Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
By Julia Taliesin|December 18, 2024
What California’s New, Higher Liability Limits Mean for Auto Premiums

What California’s New, Higher Liability Limits Mean for Auto Premiums

Higher required insurance minimums could route more drivers to the state’s low-cost insurance program.
By Julia Taliesin|December 18, 2024
Are Trucks More Expensive to Insure? (2025)

Are Trucks More Expensive to Insure? (2025)

Some pickup trucks are cheaper to insure than sedans, Insurify data suggests.
By Nick Dauk|December 17, 2024
Cost of Dodge Caravan Insurance (2025)

Cost of Dodge Caravan Insurance (2025)

Dodge Caravan owners spend an average of $106 per month on car insurance. But the model year affects the costs, so you might pay more or less depending on your vehicle.
By Taylor Milam-Samuel |December 11, 2024
Average Car Insurance Rates as of December 2024

Average Car Insurance Rates as of December 2024

The national average cost of full-coverage car insurance dipped by $1 in November, while the liability-only average rose by the same amount.
By Evelyn Pimplaskar|December 11, 2024
Cost of Honda Odyssey Insurance (2025)

Cost of Honda Odyssey Insurance (2025)

It costs an average of $125 per month to insure a Honda Odyssey. But car insurance prices vary depending on the age of your car and the insurance company.
By Taylor Milam-Samuel |December 9, 2024
Cost of Honda CR-V Insurance (2025)

Cost of Honda CR-V Insurance (2025)

Honda CR-V drivers typically pay $89 per month for liability coverage, but this can depend on many different factors.
By Lindsay VanSomeren|December 5, 2024
Cost of BMW 3 Series Car Insurance (2025)

Cost of BMW 3 Series Car Insurance (2025)

USAA, State Farm, and GEICO have three of the lowest full-coverage rates for BMW 3 Series drivers.
By Emily Guy Birken|December 5, 2024
Cost of Subaru Car Insurance (2025)

Cost of Subaru Car Insurance (2025)

The Forester is the most affordable Subaru model to insure, with full-coverage rates starting at $127 per month from USAA.
By Melanie Lockert|December 5, 2024
Cost of Subaru Forester Car Insurance (2025)

Cost of Subaru Forester Car Insurance (2025)

The average monthly premium for a Subaru Forester is $83 for a minimum-coverage policy.
By Lindsay VanSomeren|December 5, 2024
Cost of Dodge Charger Car Insurance (2025)

Cost of Dodge Charger Car Insurance (2025)

USAA, State Farm, and GEICO have three of the lowest full-coverage rates for Dodge Charger drivers.
By Emily Guy Birken|December 4, 2024