Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Adding Your Child to Your Car Insurance: Do You Have to Do It?

Adding Your Child to Your Car Insurance: Do You Have to Do It?

When your teen becomes a licensed driver, they must have auto insurance — and it’s generally cheapest to add them to your auto policy.
By Emily Guy Birken|November 8, 2024
How to Cancel Your State Farm Auto Insurance Policy (2025)

How to Cancel Your State Farm Auto Insurance Policy (2025)

You can cancel your State Farm car insurance policy at any time, for any reason, provided you have a new policy in place before making the switch.
By Sarah Archambault|November 6, 2024
Does Car Insurance Cover Vandalism?

Does Car Insurance Cover Vandalism?

Most comprehensive car insurance policies cover vandalism damage, and the average yearly cost is typically lower than paying for vandalism repairs out of pocket.
By Nick Dauk|November 4, 2024
How to Cancel Your National General Auto Insurance Policy (2025)

How to Cancel Your National General Auto Insurance Policy (2025)

You can cancel your policy with National General at any time, but you may have to pay a cancellation fee.
By Angela Brown|November 4, 2024
How to Apply for a Handicap Placard

How to Apply for a Handicap Placard

Handicap placards are available through your state’s department of motor vehicles.
By Miranda Marquit |November 4, 2024
What You Need to Know About $1,000 Car Insurance Deductibles

What You Need to Know About $1,000 Car Insurance Deductibles

Choosing a higher car insurance deductible can reduce your premiums, but you’ll pay more out of pocket if you need to submit a claim.
By Jess Ullrich|November 1, 2024
Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say

Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say

Lawmakers point to excessive claims litigation as a major culprit in high costs.
By Sara Getman|October 31, 2024
Is It Illegal to Hit a Deer and Drive Off?

Is It Illegal to Hit a Deer and Drive Off?

Your state laws will determine whether you can drive off after you hit a deer, but regardless of where you live, it generally isn’t a good idea.
By Anna Baluch|October 28, 2024
How Much Car Maintenance Costs in 2025

How Much Car Maintenance Costs in 2025

From oil changes to tire rotations, car maintenance costs about $792 per year. But maintenance costs vary depending on your vehicle, where you live, and other factors.
By Anna Baluch|October 28, 2024
What Is a DUI?

What Is a DUI?

A DUI is the crime of operating a vehicle under the influence of alcohol or drugs and can result in serious legal and financial consequences.
By Michelle Lambright Black|October 24, 2024
Average Car Insurance Rates as of October 2024

Average Car Insurance Rates as of October 2024

The overall average monthly cost of car insurance held steady in September at $150.
By Evelyn Pimplaskar|October 22, 2024
12 Things to Keep in Your Winter Car Emergency Kit

12 Things to Keep in Your Winter Car Emergency Kit

Fresh water, a first aid kit, and a flashlight are essential components of any winter car emergency kit.
By Margaret Wack|October 17, 2024
What You Need to Know About the teenSMART Driver Program and How to Participate

What You Need to Know About the teenSMART Driver Program and How to Participate

The teenSMART driver program can help teens decrease their risk of an accident and qualify them for car insurance discounts.
By Angela Brown|October 17, 2024
10 Car Models With the Most DUIs in 2024: SUVs and Minivans Dominate the List

10 Car Models With the Most DUIs in 2024: SUVs and Minivans Dominate the List

If you’re trying to avoid drunk drivers, take your eyes off the hot rod. They’re probably behind the wheel of a Chrysler Pacifica.
By Cassie Sheets|October 17, 2024
Average Miles Driven Per Year in the U.S. (2025)

Average Miles Driven Per Year in the U.S. (2025)

Americans drove an average of 13,930 miles per year over the last decade. But a driver’s annual mileage varies widely based on location, age, gender, and other factors.
By Julia Taliesin|October 16, 2024
How to Read Your Car Insurance Card

How to Read Your Car Insurance Card

Your car insurance card includes important policy information, like your policy number, insurer contact details, and coverage dates.
By Stephanie Colestock|October 16, 2024
Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud

Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud

Suit: Pharmacies overbilled for basic medications and medical equipment following car crashes.
By Julia Taliesin|October 16, 2024
What Are the Best Cars for Senior Drivers?

What Are the Best Cars for Senior Drivers?

Senior drivers may want to prioritize comfort and safety when purchasing a vehicle.
By Sarah Archambault|October 15, 2024