Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Is Driving Barefoot Illegal?

Is Driving Barefoot Illegal?

No U.S. state prohibits driving without shoes, but doing so can present hazards for you while driving.
By Sarah Archambault|October 14, 2024
Insuring America’s Most Popular Truck: Ford F-150 Coverage Is 11% Cheaper Than the U.S. Average

Insuring America’s Most Popular Truck: Ford F-150 Coverage Is 11% Cheaper Than the U.S. Average

Car insurance for the bestselling Ford F-150 costs $260 less per year than the U.S. average.
By Cassie Sheets|October 10, 2024
Vehicle Inspection Requirements by State (2025)

Vehicle Inspection Requirements by State (2025)

Several states don’t have any vehicle inspection requirements.
By Sarah Archambault|October 9, 2024
What Is a Policyholder?

What Is a Policyholder?

A policyholder is a person who owns a car insurance policy. Only the policyholder is allowed to make coverage changes.
By Taylor Milam-Samuel |October 7, 2024
Can Your Insurance Company Force You to Total Your Car?

Can Your Insurance Company Force You to Total Your Car?

Insurance companies can declare a car totaled and keep your vehicle in certain circumstances. But you have the option to dispute it, and you may even be able to keep your vehicle.
By Aly J. Yale|October 7, 2024
What Is Comprehensive Car Insurance?

What Is Comprehensive Car Insurance?

Typically part of a full-coverage policy, comprehensive coverage can pay for repairs when a covered non-collision event damages your vehicle.
By Cassie Sheets|October 4, 2024
How Much Car Insurance Do You Need?

How Much Car Insurance Do You Need?

You must buy at least your state’s required amount of liability insurance. But depending on your situation, you may need more than basic liability coverage.
By Jacqueline DeMarco|October 1, 2024
DUI vs. DWI: What’s the Difference?

DUI vs. DWI: What’s the Difference?

The definition and consequences of DWI and DUI vary by state.
By Aly J. Yale|October 1, 2024
AmigoMex Auto Insurance: User Reviews and Quotes (2025)

AmigoMex Auto Insurance: User Reviews and Quotes (2025)

AmigoMex can help you get the auto insurance coverage you need to meet minimum requirements in Mexico.
By Jess Ullrich|September 25, 2024
Car Insurance Rates by State (December 2025)

Car Insurance Rates by State (December 2025)

The cheapest state for car insurance is North Carolina, with an average liability rate of $64. Connecticut has the most expensive average car insurance rate, at $168 for liability only.
By Julia Taliesin|September 12, 2024
New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel

New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel

Gen Zers aren’t fond of driving, but more than 70% expressed reservations about self-driving cars. As one Gen Zer stated, “I have a phobia of driving, but I’ll be damned if I let a machine do that.”
By Cassie Sheets|September 11, 2024
Average Car Insurance Rates as of September 2024

Average Car Insurance Rates as of September 2024

The overall average monthly cost of car insurance edged down in August, ending the month at $150.
By Evelyn Pimplaskar|September 5, 2024
Insurify Quality Score Methodology

Insurify Quality Score Methodology

A closer look at Insurify’s proprietary methodology for rating and reviewing car insurance companies.
By Courtney Mikulski|August 22, 2024
OCHO Auto Insurance: User Reviews and Quotes (2025)

OCHO Auto Insurance: User Reviews and Quotes (2025)

OCHO isn’t a car insurance company. Instead, it’s an agency that helps drivers get covered for little or no down payment.
By Evelyn Pimplaskar|August 15, 2024
Car Insurance 101: Glossary of Terms

Car Insurance 101: Glossary of Terms

Understanding relevant car insurance terms is essential to choosing a good car insurance policy.
By Danny Smith|August 14, 2024
The Most Popular Cars by Generation, From Zoomers to Boomers (2024)

The Most Popular Cars by Generation, From Zoomers to Boomers (2024)

Are pickup trucks on their way out? Younger drivers favor small vehicles with high-tech features, which could influence how manufacturers design future cars.
By Cassie Sheets|August 12, 2024
Car Registration Fees by State: What to Know

Car Registration Fees by State: What to Know

Hawaii and Colorado are the most expensive states to register a vehicle in. Arizona and Mississippi are among the most affordable.
By Catherine Collins|August 12, 2024
Car Insurance for Expats (2025)

Car Insurance for Expats (2025)

Your insurance history abroad could have a lot of influence on the rates you pay for an expat car insurance policy when you return to the United States.
By Sarah Archambault|August 8, 2024