Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

10 States with the Most Hail Damage in 2025

10 States with the Most Hail Damage in 2025

Texas has the highest number of hailstorms so far in 2025, with more than 500 recorded events.
By Kim Porter|August 7, 2024
Average Car Insurance Rates as of August 2024 | Insurify

Average Car Insurance Rates as of August 2024 | Insurify

Rates increased slightly in July, lingering above $100 per month for liability-only coverage.
By Evelyn Pimplaskar|August 7, 2024
The Best States for a Road Trip in 2024

The Best States for a Road Trip in 2024

Insurify data ranks Florida as the best overall state for a road trip in 2024, but California and New Jersey place as the most scenic and safest, respectively.
By Danny Smith|August 1, 2024
Texas Last-Resort Auto Insurer Set to Raise Rates 15%

Texas Last-Resort Auto Insurer Set to Raise Rates 15%

Higher rates take effect Oct. 1 and affect drivers who may have nowhere else to go for car insurance.
By Chris Schafer|July 30, 2024
How to Read Your Car Insurance Policy

How to Read Your Car Insurance Policy

If you know the ins and outs of your car insurance policy, you can avoid unwanted surprises and high out-of-pocket costs after you file a claim.
By Anna Baluch|July 26, 2024
Extended Car Warranties: What You Need to Know

Extended Car Warranties: What You Need to Know

Extended car warranties help pay for repairs not covered under your original manufacturer’s warranty. But they’re often expensive and may not always be worth the cost.
By Lindsay Frankel|July 19, 2024
New Service Moves Vehicles to Safety Before Hurricanes Make Landfall

New Service Moves Vehicles to Safety Before Hurricanes Make Landfall

Car app Way.com partners with insurers to protect vehicles left behind in evacuation zones.
By Evelyn Pimplaskar|July 11, 2024
Could New York Ban Insurers from Covering Fossil Fuel Projects?

Could New York Ban Insurers from Covering Fossil Fuel Projects?

New legislation would also require insurers to stop covering existing fossil fuel projects.
By Julia Taliesin|July 10, 2024
Auto Insurance Rate Hike? Your Phone Might Be to Blame

Auto Insurance Rate Hike? Your Phone Might Be to Blame

Popular consumer apps aren’t just providing assistance or entertainment. They may be collecting and selling your driving information.
By Sara Getman|July 10, 2024
Freedom National Auto Insurance: User Reviews and Quotes (2025)

Freedom National Auto Insurance: User Reviews and Quotes (2025)

Freedom National caters to high-risk drivers but only sells coverage in Arizona, Georgia, and Utah.
By Amy Beardsley|July 9, 2024
The Safest Car of the Future, According to AI

The Safest Car of the Future, According to AI

AI has imagined the safest car of the future. Its refined autonomous driving technology may mean lower car insurance premiums and lower accident rates in the future. However, adoption, viability, and insurance considerations may present a hurdle.
By Danny Smith|July 2, 2024
Investigation: Where Is It Cheaper to Charge an Electric Vehicle Than Fuel a Gas-Powered Car?

Investigation: Where Is It Cheaper to Charge an Electric Vehicle Than Fuel a Gas-Powered Car?

Powering an EV saves $1,056 annually compared to fueling a gas car, but only if drivers can afford a costly home charging setup.
By Cassie Sheets|July 2, 2024
Lemonade Auto Insurance: User Reviews and Quotes (2025)

Lemonade Auto Insurance: User Reviews and Quotes (2025)

Lemonade is an online insurance company offering car insurance coverage in several U.S. states.
By Aly J. Yale|June 28, 2024
Tesla’s New Insurance Guru Aims to Lower EV Costs, Boost Adoption

Tesla’s New Insurance Guru Aims to Lower EV Costs, Boost Adoption

Former GEICO executive says high insurance costs stand in the way of broader EV adoption.
By Katie Powers|June 26, 2024
Texas Says Insurers Must Drop Drivers Who Obstruct Liability Claims

Texas Says Insurers Must Drop Drivers Who Obstruct Liability Claims

New rule allows insurance companies to decide when a policyholder’s behavior is uncooperative.
By Evelyn Pimplaskar|June 26, 2024
Maryland Increases Fines for Uninsured Drivers

Maryland Increases Fines for Uninsured Drivers

Fines will support driver’s education, field trips, safe schools, and vehicle-theft prevention.
By Julia Taliesin|June 21, 2024
Why Car Insurance Companies Deny Claims, and What You Can Do About It

Why Car Insurance Companies Deny Claims, and What You Can Do About It

If you disagree with a denied claim, you can appeal your insurer’s decision.
By Michelle Lambright Black|June 20, 2024
USAA Favors Officers, Potential Class Action Suit Alleges

USAA Favors Officers, Potential Class Action Suit Alleges

The lawsuit claims officers received financial benefits other enlisted military members didn’t.
By Katie Powers|June 18, 2024