Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Can You Negotiate Car Insurance?

Can You Negotiate Car Insurance?

You can shop around for the most affordable car insurance rates, but you won’t have much success if you try to negotiate the car insurance premiums an insurer charges you.
By Michelle Lambright Black|May 7, 2024
How Much Does a Car Weigh? Average Weights of Common Cars

How Much Does a Car Weigh? Average Weights of Common Cars

The most recent data from the Environmental Protection Agency (EPA) shows that the average 2022 model-year car in the U.S. weighs 4,303 pounds. Depending on factors like size and body style, this number can vary from between 2,600 and 5,700 pounds.
By Tanveen Vohra|May 6, 2024
What Does Collision Insurance Cover?

What Does Collision Insurance Cover?

Collision insurance covers damage to your vehicle after hitting other cars or objects, regardless of fault, but it’s important to understand its limitations.
By Amy Beardsley|May 2, 2024
When You Need Car Travel Insurance, and When You Don’t

When You Need Car Travel Insurance, and When You Don’t

You may not need to purchase rental car insurance if your personal auto policy provides coverage.
By Kim Porter|May 2, 2024
Is DMV.org Legit?

Is DMV.org Legit?

DMV.org isn’t an official website connected to state department of motor vehicle offices, and using it can put you at risk of receiving spam emails, calls, and texts.
By Danny Smith|May 2, 2024
When Is a Car Considered Totaled? (2025)

When Is a Car Considered Totaled? (2025)

A car qualifies as totaled when its repair costs exceed its actual cash value.
By Anna Baluch|May 1, 2024
Gabi Car Insurance Review: Consumer Reviews, Quotes (2025)

Gabi Car Insurance Review: Consumer Reviews, Quotes (2025)

Gabi is quick and easy to use, but it often produces limited results and its quotes aren’t always accurate.
By Taylor Milam-Samuel |May 1, 2024
Is Accident Forgiveness Insurance Worth It?

Is Accident Forgiveness Insurance Worth It?

Accident forgiveness is an optional car insurance coverage that waives your first at-fault collision so your premiums don’t increase.
By Elizabeth Rivelli|April 29, 2024
What Is Parked Car Insurance?

What Is Parked Car Insurance?

Parked car insurance is comprehensive-only insurance coverage designed to protect your car against damage while parked or in storage.
By Aly J. Yale|April 29, 2024
What Is Proof of Insurance?

What Is Proof of Insurance?

When you buy car insurance, your insurer will provide an insurance ID card or other official document to verify that you have at least the state’s minimum required amount of coverage.
By Christy Rakoczy|April 16, 2024
How Much Can You Afford to Pay for a Car?

How Much Can You Afford to Pay for a Car?

The car you can afford depends on your income, expenses, how you plan to pay for the car, and more.
By Aly J. Yale|April 16, 2024
What Is a Car Insurance Deductible?

What Is a Car Insurance Deductible?

When you file a claim, you may have to pay a certain amount toward repairs before your insurance kicks in.
By Jamie Johnson|April 15, 2024
Guide to Car Insurance Discounts (2025)

Guide to Car Insurance Discounts (2025)

Farmers, GEICO, and Travelers offer the most discounts for drivers, including savings for members of eligible organizations.
By Nick Dauk|April 15, 2024
Anti-Theft Discount for Car Insurance: A Guide (2025)

Anti-Theft Discount for Car Insurance: A Guide (2025)

Installing an anti-theft device can help keep your vehicle safe and save you money on your insurance premium.
By Athena Valentine Lent|April 9, 2024
What It Would Really Take for U.S. Drivers to Go Fully Electric

What It Would Really Take for U.S. Drivers to Go Fully Electric

Reaching 100% EV adoption would benefit public health and the environment, but high transaction prices, expensive insurance, and a lack of charging infrastructure present major barriers.
By Cassie Sheets|April 5, 2024
Michigan Warns Car Insurers: Price Fairly or Face Penalties

Michigan Warns Car Insurers: Price Fairly or Face Penalties

State law bars data-driven advantageous markups, department of insurance says.
By Chris Schafer|April 3, 2024
Medical Payments Car Insurance Coverage

Medical Payments Car Insurance Coverage

Medical payments coverage (MedPay) pays for medical bills for you and your passengers after an accident-related injury.
By Christy Rakoczy|March 28, 2024
Rebuilt Title: What It Is and How It Works (2025)

Rebuilt Title: What It Is and How It Works (2025)

Buying a car with a rebuilt title comes with risks you need to be aware of, such as higher insurance rates and potential mechanical issues.
By Jacqueline DeMarco|March 27, 2024