Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

When Not to File a Car Insurance Claim

When Not to File a Car Insurance Claim

If the cost of the damage doesn’t exceed your deductible or you damaged your own vehicle and only have liability coverage, it may not be worth it to file a claim.
By Anna Baluch|March 26, 2024
Does Car Insurance Cover Theft?

Does Car Insurance Cover Theft?

Your car insurance will cover theft as long as you have comprehensive coverage.
By Erin Gobler|March 25, 2024
How to Cancel Your SafeAuto Insurance Policy (2025)

How to Cancel Your SafeAuto Insurance Policy (2025)

You can cancel your SafeAuto insurance policy over the phone or by sending a written request.
By Theresa Stevens |March 25, 2024
High Car Insurance? Your Car Maker May Be Selling Your Driving Data

High Car Insurance? Your Car Maker May Be Selling Your Driving Data

Consumers allege major automakers sold driving and other types of data to third-party brokers without permission, resulting in higher insurance premiums and coverage denials.
By Cassie Sheets|March 22, 2024
What Is a Car Insurance Policy Number?

What Is a Car Insurance Policy Number?

Your car insurance policy number is an 8–13-digit alphanumeric code that allows you to reference your policy any time you need to make changes or use your coverage.
By Stephanie Colestock|March 18, 2024
What Are Split Limits in Car Insurance? (2025)

What Are Split Limits in Car Insurance? (2025)

A split-limit car insurance policy separates your liability coverage into three distinct parts, each with its own coverage limits.
By Danny Smith|March 12, 2024
Do Parking Tickets Increase Your Car Insurance Rates?

Do Parking Tickets Increase Your Car Insurance Rates?

Parking tickets don’t increase your car insurance rates directly. But an unpaid ticket can lower your credit score and affect your insurance rates.
By Alani Asis|March 8, 2024
Car Insurance for Married Couples: What to Know

Car Insurance for Married Couples: What to Know

Married drivers can usually lock in cheaper car insurance rates than single drivers.
By Anna Baluch|March 8, 2024
Answer Financial Car Insurance Review: Consumer Reviews, Quotes (2025)

Answer Financial Car Insurance Review: Consumer Reviews, Quotes (2025)

Answer Financial is an auto insurance agency that offers online quote comparison and has high customer ratings on its website.
By Amy Beardsley|March 7, 2024
Good Student Discount: What It Is and How It Works (2025)

Good Student Discount: What It Is and How It Works (2025)

Many car insurance companies offer discounts for young drivers who achieve good grades in school. Here’s how to get the savings.
By Lindsay Frankel|March 7, 2024
More Americans Are Driving Uninsured, Study Finds

More Americans Are Driving Uninsured, Study Finds

14% hit the road without legally required coverage in 2022.
By Sara Getman|March 7, 2024
How To Safely Drive On Black Ice and Avoid Accidents

How To Safely Drive On Black Ice and Avoid Accidents

Driving cautiously, looking for glossy patches, and steering into the spin are the best ways to handle black ice.
By Lindsay VanSomeren|March 6, 2024
Collision Damage Waiver: What You Need to Know

Collision Damage Waiver: What You Need to Know

A collision damage waiver helps limit your out-of-pocket expenses if you damage your rental car.
By Theresa Stevens |March 6, 2024
What Happens if You Drive Without Insurance?

What Happens if You Drive Without Insurance?

Driving without insurance in states that require it can result in fines, license suspension, community service, and even jail time.
By Courtney Washington|March 6, 2024
Does Car Insurance Cover Fire Damage?

Does Car Insurance Cover Fire Damage?

Many optional car insurance policies cover certain forms of fire damage.
By Nick Dauk|March 5, 2024
Rural States Underreport the Most Mileage on Car Insurance Applications

Rural States Underreport the Most Mileage on Car Insurance Applications

Wyoming drivers have the highest average annual mileage in the U.S., at 25,779 miles. The mileage they report to insurance companies is 73% lower.
By Cassie Sheets|March 4, 2024
How Divorce Affects Your Car Insurance

How Divorce Affects Your Car Insurance

If you have a joint car insurance policy with your ex-spouse, you need to purchase a new policy after getting divorced.
By Elizabeth Rivelli|March 4, 2024
Should You Tip the Tow Truck Driver?

Should You Tip the Tow Truck Driver?

Tipping is a personal decision to reward good service, and your driver will likely appreciate a tip.
By Amy Beardsley|March 1, 2024