Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Tickets vs. Citations: What’s the Difference?

Tickets vs. Citations: What’s the Difference?

Yes, a citation is a ticket. Both words refer to the written statement an officer issues for a traffic or parking violation. “Ticket” is an informal version of the legal term “citation.”
By Katie Powers|February 5, 2024
Pleasure vs. Commuter Car Insurance

Pleasure vs. Commuter Car Insurance

Having a pleasure-use vehicle can save you money on your car insurance.
By Courtney Washington|February 2, 2024
How Much Does Body Work Cost, and Will Insurance Cover It?

How Much Does Body Work Cost, and Will Insurance Cover It?

Vehicle body repair costs anywhere from $100 to $2,000, depending on the type and extent of the damage. Insurance usually covers these repairs, but it depends on your policy.
By A.M. Steinbach|February 1, 2024
How Long Is the Car Insurance Grace Period When You Buy a Car?

How Long Is the Car Insurance Grace Period When You Buy a Car?

Often, insurers provide a grace period of between two and 30 days before you need to adjust your policy for a new vehicle.
By Stephanie Colestock|January 26, 2024
What’s Assigned Risk Auto Insurance?

What’s Assigned Risk Auto Insurance?

Assigned risk auto insurance is state-sponsored coverage for high-risk drivers who can’t secure insurance coverage elsewhere. It usually comes with more expensive premiums.
By Aly J. Yale|January 23, 2024
5 reasons your car could be uninsurable

5 reasons your car could be uninsurable

Insurify researched why insurance providers may not insure a car and how people can avoid being put in that position.
By Shakhzod Yuldoshboev|January 19, 2024
No-Deductible Car Insurance: Is It Right for You? (2025)

No-Deductible Car Insurance: Is It Right for You? (2025)

No-deductible car insurance saves you money after an accident, but could be costly over time.
By Angela Brown|January 18, 2024
Rideshare Insurance: What It Covers and When You Need It

Rideshare Insurance: What It Covers and When You Need It

If you drive for Uber, Lyft, or another transportation network company, you may need to purchase rideshare insurance.
By Theresa Stevens |January 18, 2024
Can Your Car Insurance Company Drop You?  What to Know About Cancellation

Can Your Car Insurance Company Drop You? What to Know About Cancellation

An insurer can cancel your auto policy for something serious like a DUI conviction, or if you don't pay your bill. But they must notify you first.
By Daria Kelly Uhlig|January 18, 2024
NY Law Cracks Down on Deliberately Low Auto Insurance Quotes

NY Law Cracks Down on Deliberately Low Auto Insurance Quotes

Aims to end practice of providing deceptively low quotes to secure business
By Evelyn Pimplaskar|January 8, 2024
West Bend Auto Insurance Review: Ratings and Quotes (2025)

West Bend Auto Insurance Review: Ratings and Quotes (2025)

West Bend is a regional car insurance company with limited coverage options but cheaper-than-average rates and strong financial strength ratings.
By Stephanie Colestock|January 5, 2024
Collision Car Insurance: How It Works

Collision Car Insurance: How It Works

Collision insurance is an optional coverage that can pay to repair or replace your car after an accident, regardless of fault.
By Anna Baluch|January 5, 2024
California Warns Auto Insurers: No Stalling Tactics, Discount Skirting

California Warns Auto Insurers: No Stalling Tactics, Discount Skirting

‘Numerous’ consumer complaints of roadblock practices
By Evelyn Pimplaskar|January 4, 2024
The 8 most widespread vehicle recalls this year

The 8 most widespread vehicle recalls this year

Insurify identified the eight recalls affecting the most motor vehicles in 2023, using data from the Department of Transportation.
By Cassidy Grom|January 3, 2024
Alfa Insurance Auto Insurance Review: Ratings and Quotes (2025)

Alfa Insurance Auto Insurance Review: Ratings and Quotes (2025)

Alfa Insurance offers liability coverage for $194 per month and full coverage for $286 per month.
By Anna Baluch|January 2, 2024
Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?

Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?

Full-tort coverage gives you the right to sue for all damages, including pain and suffering. Limited-tort coverage restricts what you can sue for.
By Jessica Martel|January 2, 2024
How to Cancel Your Farmers Auto Insurance Policy in 5 Easy Steps (2025)

How to Cancel Your Farmers Auto Insurance Policy in 5 Easy Steps (2025)

Farmers allows customers to cancel auto insurance policies quickly and provides refunds on unused portions of canceled policies.
By Angela Brown|December 15, 2023
How Much Is Motorcycle Insurance?

How Much Is Motorcycle Insurance?

The average cost of minimum-coverage motorcycle insurance is $68 per month. Your premium will depend on the type of bike you have, your location, and where you store it.
By Catherine Collins|December 13, 2023