Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

4 More Insurers Exit California Home and Auto Insurance Markets

4 More Insurers Exit California Home and Auto Insurance Markets

Withdrawals by Kemper companies will affect 43,433 home and fire policies, 27,400 auto policies.
By Evelyn Pimplaskar|November 9, 2023
Drivers Grapple With 9% Increase in Car Ownership Costs in 2023

Drivers Grapple With 9% Increase in Car Ownership Costs in 2023

Average car ownership costs reached $4,695 per year in 2023. Insurify broke down the biggest expenses and surveyed drivers to learn how they’re dealing with the 9% increase.
By Cassie Sheets|November 9, 2023
How Long Does It Take to Get Car Insurance?

How Long Does It Take to Get Car Insurance?

You can have a new car insurance policy within minutes of receiving a quote.
By Daria Kelly Uhlig|November 6, 2023
What Is Car Insurance Subrogation?

What Is Car Insurance Subrogation?

Car insurance subrogation lets insurance companies recoup the cost of claims from the at-fault party. It can affect your deductible and auto insurance premiums.
By Amy Beardsley|November 6, 2023
Bodily Injury Liability Coverage: What to Know

Bodily Injury Liability Coverage: What to Know

A component of a minimum-coverage insurance policy, bodily injury liability covers medical bills and accident-related costs for other drivers, but not the policyholder.
By Amy Beardsley|November 6, 2023
Liberty Mutual Agrees to Repay $7.7 Million to Minnesota Policyholders

Liberty Mutual Agrees to Repay $7.7 Million to Minnesota Policyholders

Refunds, credits and premium discounts on the way to 86,506 drivers and homeowners.
By Evelyn Pimplaskar|October 27, 2023
Despite Recent Rate Hikes, California Car Insurance is 25% Cheaper than National Average

Despite Recent Rate Hikes, California Car Insurance is 25% Cheaper than National Average

Millions of California drivers face premium hikes, with GEICO, State Farm, and Mercury among the largest auto insurers granted rate increases in 2023.
By Cassie Sheets|October 23, 2023
Does Car Insurance Cover the Car or the Driver?

Does Car Insurance Cover the Car or the Driver?

If you lend your car to someone and they get into an accident, your auto insurance may still apply.
By Theresa Stevens |October 23, 2023
Can You Pause a Car Insurance Policy? (2025)

Can You Pause a Car Insurance Policy? (2025)

Pausing your car insurance coverage only makes sense if you’re storing your car for a long time.
By Amy Beardsley|October 19, 2023
Covercube Auto Insurance Review: Ratings and Quotes (2025)

Covercube Auto Insurance Review: Ratings and Quotes (2025)

Covercube is a new car insurance company that uses an app to track your driving habits and driving skills to calculate your monthly premium.
By Sarah Archambault|October 17, 2023
Frankenmuth Auto Insurance Review: Ratings and Quotes (2025)

Frankenmuth Auto Insurance Review: Ratings and Quotes (2025)

Drivers who choose Frankenmuth Insurance pay an average of $141 per month for car insurance.
By A.M. Steinbach|October 17, 2023
Sun Coast Auto Insurance Review: Ratings and Quotes (2025)

Sun Coast Auto Insurance Review: Ratings and Quotes (2025)

Sun Coast is an insurance broker that sells policies from other car insurance companies, based primarily in the western U.S.
By Lindsay VanSomeren|October 16, 2023
Just Insure Auto Insurance Review: Ratings and Quotes (2025)

Just Insure Auto Insurance Review: Ratings and Quotes (2025)

Just Insure offers a per-mile car insurance option, which could mean savings for infrequent drivers.
By Sarah Sharkey|October 13, 2023
Until Death, or a New Policy, Do You Part

Until Death, or a New Policy, Do You Part

Taking a closer look at New York’s supplemental spousal liability law
By Chris Schafer|October 13, 2023
USA Underwriters Auto Insurance Review: Ratings and Quotes (2025)

USA Underwriters Auto Insurance Review: Ratings and Quotes (2025)

USA Underwriters is a Michigan-based auto insurer offering affordable coverage to higher-risk drivers in its home state.
By Emily Guy Birken|October 13, 2023
 American Alliance Auto Insurance Review: Ratings and Quotes (2025)

American Alliance Auto Insurance Review: Ratings and Quotes (2025)

American Alliance earned an A- rating from the Better Business Bureau but has many negative customer reviews.
By Katie Powers|October 12, 2023
What Happens If You Get Into a Car Accident Without Insurance?

What Happens If You Get Into a Car Accident Without Insurance?

You may face serious legal and financial consequences if you’re in a car accident without insurance, even if you’re not responsible for the crash.
By Geoff Williams|October 11, 2023
Reddit’s Best Car Insurance Recommendations (2025)

Reddit’s Best Car Insurance Recommendations (2025)

Reddit can be a helpful resource for auto insurance questions, personal claims experiences, and insurance company recommendations.
By A.M. Steinbach|October 11, 2023