Best Car Insurance in Louisiana (2025)
Farmers, USAA, and GEICO are among the best car insurance companies in Louisiana.
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Dozens of reputable car insurance companies serve Louisiana drivers, but choosing the right insurer can be difficult. It’s a good idea to compare factors like discounts, price, and customer satisfaction. Insurify analyzed more than 50 auto insurers to help you find the best car insurance in Louisiana for your situation.
Learn more about some of the Pelican State’s top car insurance companies.
Best car insurance companies in Louisiana
If you’re shopping for car insurance in Louisiana, it’s a good idea to compare several insurers. Here are five of the top companies to consider as you start your search.
Farmers: Best overall
State Farm: Best for young drivers
USAA: Best for military families
GEICO: Best for discounts
Liberty Mutual: Best for customizable coverage
Our editorial team analyzed regional and national auto insurance companies that sell policies in Louisiana to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
How to get the best car insurance in Louisiana
To find the best car insurance in Louisiana, here are some things to keep in mind.
Average cost of car insurance in Louisiana
The average cost of car insurance in Louisiana is $114 per month for liability-only coverage and $204 per month for full coverage. Drivers in Louisiana pay more for car insurance than the U.S. national average.
Keep in mind that car insurance premiums are different for every driver. Insurers calculate rates based on many factors, including your ZIP code, age, credit history, driving record, vehicle type, coverage limits, deductibles, and the discounts you qualify for.1
Best car insurance in Louisiana FAQs
If you’re shopping for car insurance in Louisiana, here’s some additional information that can help you choose the best company.
How much is car insurance in Louisiana?
The average cost of car insurance in Louisiana is $114 per month for liability-only coverage and $204 per month for full coverage. These rates are above the national averages of $103 for liability coverage and $182 for full coverage.
What are the best car insurance companies in Louisiana?
Some of the best car insurance companies in Louisiana are Farmers, USAA, State Farm, and GEICO. But the best auto insurance company will depend on personal factors, like your preferences, coverage requirements, and budget. Comparing a few companies can help you pick the right insurer for your situation.
What’s the required auto insurance coverage amount in Louisiana?
Louisiana requires drivers to carry at least 15/30/25 in personal liability insurance. A minimum-coverage policy includes $15,000 in bodily injury liability per person, $30,000 in bodily injury liability per accident, and $25,000 in property damage liability per accident.2 Most drivers can benefit from a full-coverage policy that includes collision, comprehensive, and underinsured/uninsured motorist coverage.
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