Shopping for car insurance can be challenging. Every driver has different priorities when it comes to auto insurance, and every insurer offers different coverage options and discounts.

Insurify analyzed 50 car insurance companies to determine the best insurers in Maryland. The good news is that Maryland drivers have some great insurers to choose from, each offering affordable rates and strong coverage options.

Best car insurance companies in Maryland

We looked at factors like customer satisfaction, average rates, and available coverages and discounts to choose the best car insurance companies in Maryland. Since insurers consider diverse factors when setting rates, the best insurer for you will depend on your age, driving record, credit history, gender, and location.1

Here are our top picks for auto insurance companies in Maryland.

State Farm: Best overall

Erie: Best for customer satisfaction

GEICO: Best for discounts

Safeco: Best for drivers with poor credit

USAA: Best for military members and their families

How to get the best car insurance in Maryland

To get the best car insurance in Maryland, start by getting a clear picture of how you use your car, what you can afford to pay, and what discounts you can take advantage of. Here are a few important factors to consider to help you find the best cheap car insurance.

Average cost of car insurance in Maryland

The average monthly cost of car insurance in Maryland is $200 for liability-only insurance and $294 for full coverage. Maryland drivers pay considerably more than the national average, which is $104 for liability coverage and $184 for full coverage.

Maryland’s average rates have been higher than the national average for several years, but the gap widened in 2024 as average rates in Maryland climbed. A spike in traffic fatalities in 2024 could partially explain the increase, according to Insurify’s car insurance report.