Cheapest Auto Insurance in Glen Burnie, Maryland (2025)

The average cost of car insurance in Glen Burnie is $201 per month for minimum coverage and $291 per month for full coverage. These costs are much higher than the U.S. national average of $103 per month for liability and $182 for full coverage.

Car insurance may cost more in Glen Burnie because the city is at greater risk of damage during hurricane season. Tropical storms can result in high winds, flooding, tornadoes, and storm surge.1

Here’s what you need to know about comparing quotes and finding cheap car insurance in Glen Burnie.

3 of the cheapest car insurance companies in Glen Burnie

Maryland drivers have many options when it comes to cheap car insurance in Glen Burnie. However, every insurer differs in terms of cost, coverage options, discounts, third-party ratings, and more.

The best car insurance company for you will depend on your budget and needs, but the following three insurers offer quality coverage at an affordable price. The average quotes reflect statewide costs.

Best insurer for endorsements: Safeco

Best insurer for military families: USAA

Best insurer for digital policy management: Clearcover

How to get the cheapest car insurance in Glen Burnie

The cost of car insurance will vary by driver. A variety of factors can affect car insurance rates, including your ZIP code, age, claim history, driving record, vehicle type, and credit. However, you have many ways to lower your rate and find the cheapest car insurance in Glen Burnie.

Here are some tips for saving money:

• Choose a high deductible. If you purchase a full-coverage policy, selecting higher deductibles for collision and comprehensive insurance can lower your monthly premium so you get the best deal.

• Look for discounts. Many car insurance companies offer discounts that can help you save money. You can also ask an insurance agent or licensed representative about what discounts are available.

• Bundle your policies. You can typically qualify for savings if you purchase multiple insurance products together, such as car insurance with home insurance, life insurance, or renters insurance.

• Pay in full. Paying your annual car insurance premium up front and in full often makes you eligible for a small discount.

• Compare quotes. Car insurance companies charge different rates for the same coverage types and policy limits. To find the cheapest car insurance for your situation, it’s a good idea to shop around and compare quotes from several insurance companies before implementing any policy changes.

Cheapest liability-only car insurance in Glen Burnie: CSAA

Liability-only car insurance covers your financial responsibilities if you cause a car accident that results in another party’s bodily injury or property damage. It pays for the other person’s losses up to your policy limit. Liability-only insurance doesn’t pay for your vehicle repairs after a crash.

CSAA offers the cheapest liability-only policies in Glen Burnie, at $135 per month.

Below, you can see which car insurance companies in Glen Burnie have the cheapest liability-only car insurance.

Cheapest full-coverage car insurance in Glen Burnie: USAA

Full-coverage car insurance provides more financial protection than a minimum-coverage policy. In Maryland, full-coverage policies include liability insurance, collision insurance, comprehensive insurance, uninsured motorist coverage, and personal injury protection.

Though Maryland doesn’t require drivers to buy full-coverage insurance, lenders usually require drivers who lease or finance their vehicles to buy this type of policy. Most Glen Burnie drivers can benefit from full coverage, including people with a new vehicle or who can’t afford car repairs out of pocket.

With a rate of $178 per month, USAA has the cheapest full-coverage insurance in Glen Burnie.

In the table below, you can see other companies that offer cheap full-coverage car insurance in Glen Burnie.

Car insurance requirements in Maryland

Car insurance is a legal requirement for all drivers in Maryland. To meet the state’s car insurance laws, you must carry liability insurance with coverage limits of at least 30/60/15, as well as uninsured motorist coverage and personal injury protection.

Maryland is an at-fault state, which means the at-fault driver must compensate other drivers for their losses after a crash. The 30/60/15 coverage limits represent the maximum amount of money your insurer will pay if an at-fault accident results in another driver’s injuries or property damage.

Here are the specific car insurance requirements for Maryland drivers:4

In addition to the required coverages, you can benefit from adding car insurance endorsements to fill gaps in your standard policy and provide additional protection.

Here are some of the endorsements that many car insurance companies offer:

Cheapest car insurance for drivers with an incident

Drivers with incidents on their record — such as speeding tickets, at-fault accidents, and other moving violations — often pay higher insurance rates than drivers with a clean record. More serious violations, like driving under the influence or driving with a suspended license, often have the biggest effect on rates.

Insurers view drivers with several incidents on their record as riskier to insure and charge higher rates as a result. Below, you can find the average cost of liability coverage by driving record from auto insurers in Glen Burnie.

Average cost of car insurance by age

Age is one of various factors that affect car insurance premiums. In general, teenage drivers pay the highest insurance rates because they lack driving experience and have a higher likelihood of accidents than more experienced drivers. For most drivers, rates decrease with age between the ages of 35 and 70. Rates increase a bit for senior drivers older than 70 due to aging-related risk factors.

Here’s the average cost of car insurance in Glen Burnie for drivers of various age groups.

Glen Burnie car insurance quotes by credit tier

In Maryland, car insurance companies can use credit-based insurance scores to calculate premiums. Drivers with excellent or good credit typically pay lower rates than people with poor credit. Insurance companies view credit history as a way to predict how likely drivers are to file insurance claims.

You can see the average monthly cost of full-coverage car insurance in Glen Burnie based on credit tier in the table below.

Glen Burnie car insurance FAQs