Best Car Insurance in Michigan (2025)
Liability car insurance rates start at $59 per month in Michigan.
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Finding the right car insurance can be difficult. This is especially true in Michigan, one of the most expensive U.S. states for car insurance.
But the good news is you have ways to lower your rates. Here’s what you should know about finding the best car insurance in Michigan.
Best car insurance companies in Michigan
The best car insurance for you depends on your coverage needs and budget. As you begin your search, consider these top insurers in the Great Lakes State.
Auto-Owners: Best Overall
GEICO: Best for cheap car insurance
Nationwide: Best for customer service
USAA: Best for military members and families
State Farm: Best for families
How to get the best car insurance in Michigan
The right car insurance policy protects you from the financial burden of a car accident or loss. Here are several tips to help you find the best car insurance in Michigan:
Average cost of car insurance in Michigan
The average premium for liability car insurance in Michigan is $146 per month. Your quote will vary based on your ZIP code, insurance company, age, credit history, coverages, and more.
Michigan is a no-fault state, which means your car insurance will be more expensive than the national average. This is because drivers in no-fault states must carry more coverage, including personal injury protection, than drivers in at-fault states. More car insurance coverage increases your premiums.