Shopping for car insurance can be intimidating because each driver has unique needs and priorities. To help Minnesota drivers find the best coverage, Insurify analyzed 50 car insurance companies, evaluating factors such as affordability, customer satisfaction, coverage options, and financial strength to determine the top insurance companies in the state.

Here’s what you should know about finding the best car insurance company in Minnesota for your coverage needs.

Best car insurance companies in Minnesota

The best way to find quality coverage that works for you is to compare quotes from multiple auto insurance companies. Start your search below with some of the best car insurance companies in the North Star State.

Farmers: Best overall

GEICO: Best for potential discounts

State Farm: Best for industry knowledge

Allstate: Best for rideshare insurance

Progressive: Best for emergency support

How to get the best car insurance in Minnesota 

If you’re looking for the best car insurance in Minnesota, you should do some research to find the best option for you. You don’t want to choose the first insurer to offer you a decent premium. Take some time to find the right car insurance policy that meets your needs and fits your budget with these tips.

Average cost of car insurance in Minnesota

Minnesota drivers pay an average rate of $93 per month for minimum-coverage insurance and $172 for full-coverage insurance. For comparison, the national average insurance rate is $104 per month for minimum coverage and $184 for full coverage.

Your location — even down to your ZIP code — can influence your insurance costs. Factors like local crime rates, weather conditions, and traffic patterns contribute to the risks insurers assess when determining premiums. Your personal driving history, the car you own, and your credit history can also affect the price you pay for coverage.

For example, someone who works from home won’t experience the same traffic hazards as a person who commutes from the suburbs into Minneapolis.