Shopping for car insurance can be challenging, and every driver has different needs and priorities. Your ZIP code, credit history, gender, and driving record can influence the rates you get.

Mississippi drivers pay an average of $108 per month, but you can often find cheaper rates. Insurify analyzed more than 50 insurers to help you find the best car insurance in Mississippi.

Here’s what you need to know about finding coverage in Mississippi.

Best car insurance companies in Mississippi

Mississippi has plenty of good car insurance companies, but some stand out from the rest. Below are the five best car insurance companies for different types of drivers. These rankings are based on numerous factors, such as affordability, discounts, coverages, customer service, AM Best and J.D. Power rankings, and the number of complaints on the National Association of Insurance Commissioners (NAIC) Complaint Index.

State Farm: Best for affordability

Allstate: Best for customer service

GEICO: Best for discounts

USAA: Best for military families

Hugo: Best for temporary coverage

How to get the best car insurance in Mississippi

If you want to get the absolute best car insurance available in Mississippi, you should keep a few things in mind.1

Average cost of car insurance in Mississippi

The average cost of car insurance in Mississippi is $108 per month, compared to the national average rate of $144. Mississippi drivers pay an average of $71 per month for liability coverage and $144 for a full-coverage policy.

The average annual cost of full coverage in Mississippi increased by 14% from December 2023 to June 2024. Many vehicle parts have become significantly more expensive in recent years, driving up repair costs and, in turn, insurance premiums.2 This is why it’s so important to compare quotes before deciding on a company.