Best Car Insurance in Missouri (2025)
State Farm, American Family, and USAA are among the best car insurance companies in Missouri based on their premiums, customer satisfaction, and more.
Secure. Free. Easy-to-use.
Excellent
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Shopping for the best car insurance policy can be a challenge since every person has different needs and priorities. Missouri drivers pay an average of $132 per month, but rates may vary. Insurify analyzed 50 companies to help you find the cheapest car insurance.
The best car insurance companies in Missouri offer affordable premiums, discounts, and easy-to-access customer service. Keep reading to see the top companies and find out which one is best for you.
Best car insurance companies in Missouri
Whether you’re shopping for cheap car insurance in Missouri or the best value, it’s important to find the best insurer for your situation. We’ve identified the five best car insurance companies in Missouri using factors like average premiums, customer satisfaction, available discounts, and more.
State Farm: Best overall
American Family: Best for customer satisfaction
USAA: Best for military families
GEICO: Best for discounts
Allstate: Best for safe and low-mileage drivers
Our editorial team analyzed regional and national auto insurance companies that sell policies in Missouri to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
How to get the best car insurance in Missouri
As you’re shopping for car insurance in Missouri, here are a few strategies that can help you find the best policy for your unique situation.
Average cost of car insurance in Missouri
The average cost of car insurance in Missouri is $132 per month. Missouri’s rates are on par with the national average of $138 per month.
Drivers in Missouri pay an average of $90 per month for liability-only insurance and $173 per month for full coverage car insurance. But your premiums could be higher or lower depending on your personal characteristics, driving history, and other key rating factors.
Find Cheap Car Insurance in Missouri
Liability rates start as low as $57 per month
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Best car insurance in Missouri FAQs
If you’re shopping for car insurance in Missouri, this additional information may help you choose a company.
How much is car insurance in Missouri?
The overall average cost of insurance in Missouri is $132. Full-coverage auto insurance in Missouri costs $173 per month, and drivers pay an average of $90 per month for a liability-only policy. Your rates will vary depending on where you live, your driving record, your age and gender, and other factors.
What are the best car insurance companies in Missouri?
The best car insurance companies in Missouri include State Farm, American Family, USAA, GEICO, and Allstate. With so many insurers on the market, the best company for your unique situation could be one that didn’t make our list.
What is the required auto insurance coverage amount in Missouri?
Missouri requires all drivers to have coverage of at least $25,000 in bodily injury liability insurance per person and $50,000 in bodily injury liability insurance per accident. Drivers must also carry a minimum of $25,000 in property damage liability insurance. The state also requires drivers to have uninsured motorist coverage with the same limits.[?]
)
)
)
){kind=logo}
){kind=small}
){kind=small}
)
)
){kind=small}
){kind=small}
){kind=small}
){kind=small}
)
)