Best Car Insurance in Nebraska (2025)

Auto-Owners, American Family, and State Farm offer the best car insurance in Nebraska.

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Nebraska drivers are fortunate to have many options when it comes to quality car insurance. But that can also make it tough to choose the right company. Insurify’s team of experts analyzed 50 of the top insurance companies to see which ones ranked highest for Nebraska residents.

Here’s what you need to know about finding the best car insurance in Nebraska.

Best car insurance companies in Nebraska

The following car insurance companies are some of the best options if you’re looking for coverage in Nebraska.

Auto-Owners: Best overall

American Family: Best for ranch owners

State Farm: Best for financial stability

USAA: Best for military members and veterans

Amica: Best for customer service

  • Our editorial team analyzed regional and national auto insurance companies that sell policies in Nebraska to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.

How to get the best car insurance in Nebraska

If you’re paying too much for insurance, here are some excellent ways you can get a lower rate:1 2

Average cost of car insurance in Nebraska

Insurance costs have been rising across the country — including Nebraska.

But Nebraska residents pay lower average rates than the rest of the country. Liability insurance in Nebraska costs an average of $71 per month, compared to $101 in the rest of the U.S.

Full-coverage car insurance also typically comes at a low rate in Nebraska, too. The average monthly premium on a full-coverage policy in Nebraska is $137, compared to $179 in the U.S. as a whole.

Best car insurance in Nebraska FAQs

Keep this information in your back pocket as you gather quotes for your next Nebraska auto policy.

  • How much is car insurance in Nebraska?

    Car insurance in Nebraska costs an average of $71 per month for liability coverage and $137 per month for full coverage, Insurify data shows.

  • What are the best car insurance companies in Nebraska?

    Auto-Owners, American Family, and State Farm offer the best minimum car insurance policies in Nebraska. USAA and Amica also offer good car insurance at a low rate.

  • What is the required auto insurance coverage amount in Nebraska?

    Nebraska drivers must have at least $25,000 in liability coverage per person for bodily injury in an accident (up to $50,000 total per accident) and $25,000 in property damage liability coverage. Drivers must also have uninsured and underinsured motorist liability coverage.3

Lindsay VanSomeren
Lindsay VanSomeren

Lindsay VanSomeren is a freelance personal finance writer living in Suquamish, WA. Her work has appeared with FICO, Credit Karma, The Balance, and more. She enjoys helping people learn how to manage their money better so they can live the life they want.

Lindsay has been a contributor at Insurify since October 2022.