Shopping for the best car insurance can be challenging, especially since every driver has different needs. Drivers in Nevada pay an average of $203 per month for car insurance, although rates can vary. Insurify analyzed 50 car insurance companies in Nevada to help you find the best car insurance for your needs.
If you’re shopping for the cheapest car insurance in Nevada, here’s how to find the right policy and insurer.
Best car insurance companies in Nevada
To help you narrow your search for the best car insurance companies in Nevada, we’re sharing insight into five of the best insurers in the Silver State.
Farmers: Best overall
Allstate: Best for rideshare coverage
GEICO: Best for discounts
State Farm: Best for industry experience
Progressive: Best for technology
How to get the best car insurance in Nevada
The companies above are solid options if you’re shopping for new coverage, but understanding some basic guidelines can help you find the best policy.1 Keep these tips in mind when you’re shopping for car insurance.
Average cost of car insurance in Nevada
Where you live — down to the ZIP code — can affect your insurance rates.3 That means if you live in the hustle and bustle of Las Vegas, you may pay a different premium than someone who lives in less-populated Lake Tahoe.
Local weather, crime, and traffic patterns can affect the risks drivers face, and insurers consider those risks when setting premiums. Your driving record, the type of vehicle you drive, and your credit history can also affect the rate an insurer offers.
If you live in Nevada, your auto insurance policy will be a significant part of your monthly budget; Nevada has the fourth-highest auto insurance rates in the country.4 The average rate for a full-coverage car insurance policy in Nevada is $243 per month, while the national average is much lower, at $184 per month. Liability-only coverage in Nevada costs $162 per month.