Best Car Insurance in Nevada (2025)

Farmers, Allstate, and GEICO are among the top Nevada car insurance companies.

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Shopping for the best car insurance can be challenging, especially since every driver has different needs. Drivers in Nevada pay an average of $201 per month for car insurance, although rates can vary. Insurify analyzed 50 car insurance companies in Nevada to help you find the best car insurance for your needs.

If you’re shopping for the cheapest car insurance in Nevada, here’s how to find the right policy and insurer.

Best car insurance companies in Nevada

To help you narrow your search for the best car insurance companies in Nevada, we’re sharing insight into five of the best insurers in the Silver State.

Farmers: Best overall

Allstate: Best for rideshare coverage

GEICO: Best for discounts

State Farm: Best for industry experience

Progressive: Best for technology

  • Our editorial team analyzed regional and national auto insurance companies that sell policies in Nevada to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.

How to get the best car insurance in Nevada

The companies above are solid options if you’re shopping for new coverage, but understanding some basic guidelines can help you find the best policy.1 Keep these tips in mind when you’re shopping for car insurance.

Average cost of car insurance in Nevada

Where you live — down to the ZIP code — can affect your insurance rates.3 That means if you live in the hustle and bustle of Las Vegas, you may pay a different premium than someone who lives in less-populated Lake Tahoe.

Local weather, crime, and traffic patterns can affect the risks drivers face, and insurers consider those risks when setting premiums. Your driving record, the type of vehicle you drive, and your credit history can also affect the rate an insurer offers.

If you live in Nevada, your auto insurance policy will be a significant part of your monthly budget; Nevada has the fourth-highest auto insurance rates in the country.4 The average rate for a full-coverage car insurance policy in Nevada is $242 per month, while the national average is much lower, at $182 per month. Liability-only coverage in Nevada costs $161 per month.

Best car insurance in Nevada FAQs

This additional information may help as you research car insurance options in Nevada.

  • How much is car insurance in Nevada?

    Drivers in Nevada pay an average of $201 per month. A full-coverage policy in Nevada costs $242 per month, and a liability-only policy costs an average of $161 per month.

  • What are the best car insurance companies in Nevada?

    Farmers, Allstate, GEICO, State Farm, and Progressive are some of the best auto insurance companies in Nevada.

  • What is the required auto insurance coverage amount in Nevada?

    In Nevada, drivers must meet certain minimum coverage requirements to drive legally. All Nevada drivers must maintain $25,000 in bodily injury coverage per person, $50,000 in bodily injury coverage per accident, and $20,000 in property damage coverage.5

Jacqueline DeMarco
Jacqueline DeMarco

During college, Jacqueline DeMarco interned at a retirement plan advisory firm and was tasked with creating a presentation on the importance of financial wellness. During her research into how money can affect our health, relationships and career, Jacqueline realized just how important financial education is. Jacqueline is a contributor for Insurify and has worked with more than a dozen financial brands, including LendingTree, Capital One, Credit Karma, Fundera, Chime, Bankrate, Student Loan Hero, ValuePenguin, SoFi, and Northwestern Mutual, providing thoughtful content to give readers insight into complex topics that they likely didn’t learn in school.

Jacqueline has been a contributor at Insurify since October 2022.

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