Since every driver’s situation is unique, finding the best car insurance can be challenging. Drivers in Ohio pay an average of $96 per month, but rates can vary. Insurify analyzed 50 different insurers in Ohio to help you find the cheapest car insurance companies. 

The best car insurance companies in Ohio offer affordable policies, accessible customer service, and ample discounts.

Best car insurance companies in Ohio

Based on our analysis, the following companies represent some of the top auto insurers in Ohio. These companies offer affordable policies, accessible customer service, and significant discounts.

State Farm: Best overall

Erie: Best for cheap coverage

USAA: Best for military members

Auto-Owners: Best for discounts

Mile Auto: Best for pay-per-mile coverage

How to get the best car insurance in Ohio

The companies above are excellent options if you’re shopping for new coverage, but it’s also helpful to understand some general strategies for finding the best policy. Here are several tips to keep in mind when you’re shopping for car insurance.1

Average cost of car insurance in Ohio

Car insurance in Ohio costs an average of $96 per month. Ohio drivers pay an average of $121 per month for full-coverage car insurance, which includes collision, comprehensive, and liability insurance. People who opt for liability-only policies pay an average of $71 per month.

Insurance rates in Ohio are significantly lower than the national monthly averages of $184 for full coverage and $104 for liability-only insurance. That said, Ohio drivers saw car insurance rate increases in 2022 and 2023, as did drivers in many other states.2