Best Car Insurance in Oklahoma (2025)

State Farm, USAA, and GEICO are among the best car insurance companies in Oklahoma.

Updated

Save up to $1,025 by comparing quotes from the top 120+ insurance companies

Excellent
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.

Every driver has different priorities when it comes to auto insurance coverage, which can make it difficult to know which car insurance company is best for you. To help you pinpoint the best car insurance options in Oklahoma, Insurify analyzed 50 car insurance companies in the Sooner State.

Here’s what you need to know about finding the best Oklahoma car insurance policy for your needs.

Best car insurance companies in Oklahoma

Depending on what you need from your car insurance policy, the best auto insurance company for you may look different from the best one for another driver. Car insurance companies determine annual rates based on a number of personal rating factors, including your driving history, marital status, ZIP code, vehicle, coverage levels, and credit history.1

Comparing quotes is one of the most important parts of finding the right car insurance policy for your coverage needs. You may want to start your search with any of the five insurers listed below, which are among the best car insurance companies in Oklahoma.

State Farm: Best insurance company overall

USAA: Best insurance company for military members

GEICO: Best insurance company for drivers with an incident

Allstate: Best insurance company for safe drivers

Nationwide: Best insurance company for low-mileage drivers

  • Our editorial team analyzed regional and national auto insurance companies that sell policies in Oklahoma to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.

How to get the best car insurance in Oklahoma

You can use several strategies to help you find the best Oklahoma auto insurance for your needs. When looking for a new auto insurance policy in the Boomer State, follow these steps to find the right coverage at the best price.

Average cost of car insurance in Oklahoma

The average rate of car insurance in Oklahoma is $86 per month for liability coverage and $171 per month for full-coverage insurance. For comparison, the national monthly average premiums are $103 for liability and $182 for full coverage.

Average car insurance rates have increased in recent years, with a total projected increase of 33% in Oklahoma during 2024, according to an Insurify auto insurance report.

Insurance premium fluctuations are common, which is why you should plan on comparing insurance quotes before policy renewal to ensure you have the best price for the coverage you need.

Best car insurance in Oklahoma FAQs

If you’re looking for the best auto insurance rate in Oklahoma, the following information can help answer your remaining questions.

  • How much is car insurance in Oklahoma?

    On average, Oklahoma drivers pay $86 per month for liability coverage and $171 for full-coverage auto insurance, Insurify data shows. The overall average cost of car insurance in the state is $143 per month.

  • What are the best car insurance companies in Oklahoma?

    While the best coverage and auto insurance rate for any Oklahoman will vary, some of the best insurance companies in the Sooner State include State Farm, USAA, GEICO, Allstate, and Nationwide. To find cheap car insurance rates, you should compare quotes from multiple insurers.

  • What is the required auto insurance coverage amount in Oklahoma?

    Oklahoma requires all drivers to carry $25,000 per person in bodily injury liability, $50,000 per accident in bodily injury liability, and $25,000 per accident in property damage liability coverage.3 You may want to opt for more than the state-minimum bodily injury and property damage coverage requirements in Oklahoma and opt into optional coverages like collision and comprehensive insurance.

    Likewise, Oklahoma insurers are required to offer uninsured motorist coverage at the same state minimum levels as liability coverage, but policyholders can decline it via a waiver.

Emily Guy Birken
Emily Guy Birken

Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background in education allows her to make complex financial topics relatable and easily understood by the layperson.

Her work has appeared on The Huffington Post, Business Insider, Kiplinger's, MSN Money, and The Washington Post online.

She is the author of several books, including The 5 Years Before You Retire, End Financial Stress Now, and the brand new book Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy.

Emily lives in Milwaukee with her family.

Emily has been a contributor at Insurify since October 2022.