Best Car Insurance in Oregon (2025)

Root, Dairyland, and Liberty Mutual are three of the best car insurance companies in Oregon.

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Picking a car insurance company can be tough — especially because each driver bases their purchase on certain priorities, like price and coverage.

To determine the best car insurance companies in Oregon, Insurify analyzed 50 insurance companies that offer coverage in the state. The following information should help you select the best car insurance company to meet your needs.

Best car insurance companies in Oregon

Root, Dairyland, Liberty Mutual, Mile Auto, and Safeco are some of the best car insurance companies in Oregon. As you begin your search, you can learn a bit more about each of these companies below.

Root: Best car insurance company overall

Dairyland: Best for high-risk drivers

Liberty Mutual: Best for car insurance claims

Mile Auto: Best for infrequent drivers

Safeco: Best for rewarding good drivers

  • Our editorial team analyzed regional and national auto insurance companies that sell policies in Oregon to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.

How to get the best car insurance in Oregon

From shopping around to checking an insurer’s reputation, use the following tips to get the best car insurance in Oregon.

Average cost of car insurance in Oregon

The average cost of car insurance in Oregon is $118 per month, which is lower than the national average of $143. But motorists in Oregon aren’t immune from the rising cost of car insurance.

Per a 2024 J.D. Power report, U.S. auto insurance rates had climbed an average of 11% over the previous year and “do not appear to be leveling off anytime soon.”

Best car insurance in Oregon FAQs

If you’re shopping for car insurance in Oregon, this additional information may help as you research your coverage options.

  • How much is car insurance in Oregon?

    The average rate for liability car insurance in Oregon is $92 per month, and the average rate for full-coverage car insurance is $143 per month.

  • What are the best car insurance companies in Oregon?

    Root, Dairyland, Liberty Mutual, Mile Auto, and Safeco are among the top insurance companies in Oregon. Keep in mind the best insurer for you will depend on your own unique needs and considerations.

  • What is the required auto insurance coverage amount in Oregon?

    In Oregon, it’s illegal to drive without car insurance, although certain antique and collectible cars are exempt from coverage. The state requires bodily injury liability, property damage liability, personal injury protection, and uninsured motorist coverage.4

John Egan
John Egan

John Egan is a freelance writer and content marketing strategist in Austin, Texas. His specialties include personal finance, real estate, and health and wellness. John’s work has been published by outlets such as CreditCard.com, Bankrate, Forbes Advisor, Experian, Capital One, The Balance and U.S. News & World Report. He is the author of The Stripped-Down Guide to Content Marketing.

John has been a contributor at Insurify since October 2022.