Best Car Insurance in Oregon (2025)
Root, Dairyland, and Liberty Mutual are three of the best car insurance companies in Oregon.
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Picking a car insurance company can be tough — especially because each driver bases their purchase on certain priorities, like price and coverage.
To determine the best car insurance companies in Oregon, Insurify analyzed 50 insurance companies that offer coverage in the state. The following information should help you select the best car insurance company to meet your needs.
Best car insurance companies in Oregon
Root, Dairyland, Liberty Mutual, Mile Auto, and Safeco are some of the best car insurance companies in Oregon. As you begin your search, you can learn a bit more about each of these companies below.
Root: Best car insurance company overall
Dairyland: Best for high-risk drivers
Liberty Mutual: Best for car insurance claims
Mile Auto: Best for infrequent drivers
Safeco: Best for rewarding good drivers
Our editorial team analyzed regional and national auto insurance companies that sell policies in Oregon to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
How to get the best car insurance in Oregon
From shopping around to checking an insurer’s reputation, use the following tips to get the best car insurance in Oregon.
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Average cost of car insurance in Oregon
The average cost of car insurance in Oregon is $115 per month, which is lower than the national average of $138. But motorists in Oregon aren’t immune from the rising cost of car insurance.
New tariffs may begin to increase costs of auto insurance starting later this year or in 2026, according to Triple-I.
Best car insurance in Oregon FAQs
If you’re shopping for car insurance in Oregon, this additional information may help as you research your coverage options.
How much is car insurance in Oregon?
The average rate for liability car insurance in Oregon is $90 per month, and the average rate for full-coverage car insurance is $140 per month.
What are the best car insurance companies in Oregon?
Root, Dairyland, Liberty Mutual, Mile Auto, and Safeco are among the top insurance companies in Oregon. Keep in mind the best insurer for you will depend on your own unique needs and considerations.
What is the required auto insurance coverage amount in Oregon?
In Oregon, it’s illegal to drive without car insurance, although certain antique and collectible cars are exempt from coverage. The state requires bodily injury liability, property damage liability, personal injury protection, and uninsured motorist coverage.[?]
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