Best Car Insurance in Pennsylvania (2025)

The best car insurance companies in Pennsylvania include State Farm, Erie, and Auto-Owners.

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Shopping for a car insurance company can be tough. You have many factors to consider, like your coverage needs and budget. Choosing the right car insurance starts with knowing your priorities. That’s why Insurify compared 50 insurers to find the best car insurance companies in Pennsylvania for various drivers.

Here’s what you need to know about finding the best car insurance in Pennsylvania.

Best car insurance companies in Pennsylvania

With so many car insurance companies to choose from, finding the best policy can feel overwhelming. The best car insurance companies in Pennsylvania include State Farm, Erie, Auto-Owners, USAA, and Allstate. Here’s why Insurify picked these insurers for Pennsylvania drivers.

State Farm: Best overall

Erie: Best for affordability

Progressive: Best for drivers with moving violations

USAA: Best for military members

Allstate: Best for low-mileage drivers

  • Our editorial team analyzed regional and national auto insurance companies that sell policies in Pennsylvania to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.

How to get the best car insurance in Pennsylvania

Finding the right car insurance can feel overwhelming with so many options in the market. Here are a few tips to help you narrow it down.1

Average cost of car insurance in Pennsylvania

The average monthly cost of car insurance in Pennsylvania is $124, compared to the national average cost of $143. 

Drivers in the Keystone State saw some of the highest rate increases compared to other U.S. states in 2024. Insurify reports that this trend will likely continue in 2025.

Best car insurance in Pennsylvania FAQs

The best car insurance in Pennsylvania for you may be different from your neighbor’s. Check out the additional information below to help you make the most informed decision about your insurance policy.

  • How much is car insurance in Pennsylvania?

    Pennsylvania drivers pay $93 per month for liability insurance, on average. Full coverage is more expensive, at an average of $156 per month.

  • What are the best car insurance companies in Pennsylvania?

    The best car insurance companies in Pennsylvania include State Farm, Erie, Auto-Owners, USAA, and Allstate. But the right one for you will depend on your unique coverage needs and financial situation.

  • What is the required auto insurance coverage amount in Pennsylvania?

    The required coverages in Pennsylvania include the following:2 3

    • $15,000 per person in bodily injury liability

    • $30,000 per accident in bodily injury liability

    • $5,000 per accident in property damage liability

    The state also mandates drivers to carry $5,000 in auto insurance medical benefits. Drivers can purchase either personal injury protection or medical payments to fulfill this requirement.

Alani Asis
Alani Asis

Alani Asis is a personal finance freelance writer with nearly three years of experience in content creation. She has landed bylines with leading publications and brands like Insider, Fortune, LendingTree, and more. Alani aims to make personal finance approachable through fun, relatable, and digestible content.

Alani has been a contributor at Insurify since January 2023.