Free Car Insurance Quotes Online From Top-Rated Companies
Comparing free car insurance quotes with Insurify saved drivers up to $1,025† on annual premiums, without the spam calls or junk emails.
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Drivers often wait until their premiums surge to compare car insurance quotes. But shopping around regularly can save you hundreds of dollars annually.
Every insurer rates risk factors, like driving history, age, and gender, differently. So comparing quotes at least once a year can help you find a similar policy at a lower price.
A car insurance quote-comparison site like Insurify allows drivers to see real-time quotes from auto insurers. Insurify uses a few pieces of personal information, like your driving record, vehicle type, and current insurer, to pull quotes from multiple companies in minutes. Use the comparison-shopping guide below to find your best car insurance quotes.
How to get free car insurance quotes
Getting free car insurance quotes is easy. Once you’ve decided what kind of policy you’re looking for, Insurify will show you the best coverage options for your needs.
Here’s all you need to do to start getting your free quotes.
1. Gather information
First, gather your personal information. To get quotes from Insurify, you’ll need your:
Driver’s license
Driving record
Credit score
Current insurer
Make, model, and year of your vehicle
Insurify uses this information to provide you with the most accurate car insurance quotes possible. You’ll also need to provide the amount of coverage you’re looking for and other vehicle information, such as the vehicle identification number (VIN).
2. Determine how much coverage you need
Liability-only car insurance meets the state-minimum requirements for bodily injury and property damage coverage. Liability-only insurance may be the right policy if you rarely drive or have an older vehicle.
A full-coverage car insurance policy offers more protection. Full coverage includes liability insurance as well as collision and comprehensive coverage. Collision insurance covers damage to your car if you cause an accident. Comprehensive insurance pays for damage from non-collision incidents, like theft and extreme weather. Insurers also offer add-on coverages like gap insurance.
3. Review your free car insurance quotes
Once you know what kind of policy you need, you can input your information and compare car insurance quotes with Insurify. Shopping for car insurance online allows you to quickly compare real-time quotes from multiple insurers so you can find the best policy for your budget.
4. Buy a car insurance policy
Once you’ve selected a policy, you can purchase it online, through the Insurify app, or over the phone with one of Insurify’s fully licensed agents. Your Insurify agent will help you through the entire process, answer any questions you have, and secure your policy in just minutes.
Why Insurify is the top-rated quote-comparison platform
Insurify has helped insurance shoppers save a combined $44 million on car insurance premiums. The real-time quote-comparison platform unlocks customers’ best rates from more than 100 partner insurance companies in minutes.
Insurify’s user-friendly platform also makes it easy to compare quotes and buy a car insurance policy online. Licensed insurance agents are a call or email away if you need assistance.
And remember, Insurify doesn’t sell your customer information like many other quote-comparison sites, so you won’t face a barrage of third-party cold calls.
Satisfied customers have given Insurify an average of 4.8 stars on Trustpilot and Shopper Approved.
No. 1
insurance comparison platform
According to Trustpilot, Shopper Approved, and the BBB
130M+
quotes offered
Our customers have compared 130 million+ car insurance quotes to unlock their best rates
$44M
in savings
Insurify shoppers lowered their annual premiums by up to $1,025† for a combined $44 million in savings
5 ways to get cheaper car insurance quotes
Here are five things you can do to secure cheap car insurance:
Maintain a clean driving record. A blemish-free driving history is one of the best ways to keep your car insurance rates low. Insurers view drivers with incidents on their record as risky to insure because of the likelihood of repeated driving infractions. Maintaining a clean driving record makes you a safer bet in the eyes of insurers.
Compare quotes. Comparing auto insurance quotes is another great way to get cheaper insurance because you can see what multiple companies offer all at once. Review quotes from at least three insurers every six months to one year to ensure you keep your rates low.
Ask about discounts. Most insurance companies offer a wide range of car insurance discounts, including safe driver, auto and home insurance bundling, defensive driver, good student, and many others. Ask an agent about any additional discounts, products, or services you may qualify for.
Increase your deductible. Setting a higher deductible will often lower your premium. Just be sure you can afford the deductible out of pocket if you need to file a claim.
Improve your credit. In most states, insurers are allowed to consider your credit history when determining premiums. This means drivers with excellent credit typically pay less than drivers with poor credit.
Why it’s important to compare car insurance quotes
Car insurance rates have skyrocketed in recent years, fueled by inflation. Rapidly rising rates have led to increased insurance comparison shopping, with Insurify customers saving up to $1,025† on their annual premiums.
Every insurance company rates risk differently, so comparing car insurance quotes with multiple companies can help you find a better rate. The table below shows average car insurance costs for the same driver profile from different auto insurers.
Auto insurance quotes FAQs
Finding good, affordable car insurance doesn’t have to be a challenge. Here are answers to some of the most common questions about getting online car insurance quotes.
Does it affect your credit to get a car insurance quote from Insurify?
No. Getting a car insurance quote from Insurify won’t affect your credit score.
What is the cheapest car insurance?
The cheapest car insurance for you depends on a variety of factors, and no single insurer will be the cheapest for everyone. But COUNTRY Financial, Auto-Owners, and USAA have the cheapest average car insurance rates, according to Insurify data. This makes them a great place to start your search for a new insurer. Keep in mind that regional insurers are typically cheaper than nationwide companies.
How much does car insurance cost?
The national average cost of car insurance is $143 per month. Drivers pay an average of $103 per month for liability insurance and $182 per month for full coverage.
Your rates will differ based on your individual driving characteristics.
What is the best way to get car insurance quotes?
Comparing quotes using a price-comparison platform is the best way to get car insurance quotes. Insurify’s system allows you to get accurate, custom quotes in less than five minutes without any spam risk. You also have the option to purchase a policy through Insurify’s website, mobile app, or one of its many licensed insurance agents.
How are car insurance quotes calculated?
Car insurance companies consider multiple risk factors when pricing premiums. Drivers with clean records have more affordable car insurance quotes than drivers with citations. Likewise, senior drivers have lower average premiums than young drivers since they’re less likely to get into an accident. Your gender, credit history, location, and vehicle also affect your rates.
How accurate are car insurance quotes?
Car insurance quotes are typically as accurate as the information you provide. If you give an insurer additional information after receiving your initial quote, like adding a household member to your policy, your rate may increase. Some insurers also offer discounts, which can bring down the price of your original quote.
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