Shopping for car insurance can be difficult, and everyone has different priorities regarding auto insurance. To help you make sense of your options, Insurify analyzed 50 car insurance companies in South Carolina.
Here’s a look at the best insurers in South Carolina and the various factors to consider when evaluating your options.
Best car insurance companies in South Carolina
The best car insurance company for you will vary depending on your budget, coverage needs, and driving history. Whether you’re a military family or you’re looking for ways to save on insurance for a teen driver, here are the five best car insurance companies in South Carolina.
Auto-Owners: Best overall
State Farm: Best for teen drivers
GEICO: Best for discounts
USAA: Best for military families
Nationwide: Best for policy add-ons
How to get the best car insurance in South Carolina
Finding cheap car insurance is important, but price is only one aspect of finding the best car insurance for you. Here are four tips for getting the best car insurance in South Carolina:
Average cost of car insurance in South Carolina
The average monthly cost of full-coverage car insurance in South Carolina is $242, compared to the national average of $184 per month. Auto insurance premiums have been rising across the board in recent years, and many South Carolina drivers have felt the effects.
In 2024, the average annual cost of full-coverage car insurance in South Carolina was $3,393, which is a 29% increase from the previous year, according to Insurify data. Unfortunately, these costs are projected to rise to $3,603 in 2025 — a 6% increase.