Acura made its debut in 1986 as Honda’s luxury and performance division. Soon after, inspired by Acura’s success, Toyota and Nissan launched their own luxury brands, Lexus and Infiniti. Now, nearly 40 years after its initial launch, Acura maintains its popularity, selling 132,367 vehicles in the U.S. in 2024.1
Acura drivers pay less for insurance coverage than people who drive a Lexus or an Infiniti. Whether you already drive an Acura or want to buy one, here’s what you need to know about Acura car insurance.
The cost of Acura car insurance can vary a great deal depending on which model you drive. In the table below, you’ll find the average monthly quotes for eight of the most popular models.
How much you pay for Acura insurance depends on the model you drive. See insurance information from popular Acura models in the sections below.
The Integra is Acura’s small, fuel-efficient luxury sedan. The 2025 model has an MSRP of $33,000 to $38,000, making it much more affordable than its competitor, the Audi A3, which has an MSRP ranging from $48,700 to $54,900.2
Here, you can see the average full-coverage quotes from several insurers for the Integra.
Acura discontinued the ILX after 2022.3 This compact luxury sedan had an original MSRP of $27,300 to $33,200 for its final production year. The BMW 2-Series is a similar compact luxury sedan. Its 2022 original MSRP was $35,700 to $48,550.
Here, you can see monthly full-coverage quotes for the ILX from several insurers.
The MDX is Acura’s midsize SUV offering, comparable to the Audi Q7. The 2025 MDX has an MSRP that ranges from $51,200 to $75,250, depending on the trim level you choose.4
In the table below, you can see average full-coverage quotes for the MDX model.
The 2025 RDX has an MSRP of $44,700 to $54,450, which makes it more affordable than the next-highest-ranked contender, the BMW X3, which ranges from $49,950 to $64,700.5
RDX full-coverage insurance quotes are shown in the table below. USAA, GEICO, and State Farm typically offer the cheapest rates for this model.
The final year of production for the RLX, Acura’s large luxury sedan, was 2020. The 2020 model year had an original MSRP of $54,900 to $61,900, depending on trim level.6
USAA, GEICO, and State Farm offer the cheapest rates for the Acura RLX. You can see full-coverage quotes from additional insurers in the table below.
Discontinued in 2014, the Acura TL was a luxury midsize car with an original MSRP of $36,030 to $45,510 for its final model year.7
Full-coverage quotes for the Acura TL are shown in the table below.
As a midsize luxury car, the TLX has a lot of competition. The Mercedes-Benz E-Class is ranked top of the heap by U.S. News and World Report, but it comes with a hefty price tag. The 2025 Benz has an MSRP ranging from $62,450 to $70,850, depending on trim package. The TLX has a more affordable range of $45,400 to $50,400.8
If you’re wondering how much it costs to insure a TLX model, check out the full-coverage quotes in the table below.
The last TSX came off Acura’s production line back in 2014, marking the end of this small luxury vehicle. During its final 2014 run, the TSX had an MSRP that ranged from $30,635 to $39,275.9
In the table below, you can see average full-coverage quotes for the TSX model.
The best insurance company for you will depend on your driving history, location, coverage levels, age, and other factors. But Insurify found these insurers are among the best for Acura drivers.
An Acura driver in one state may pay higher rates than someone driving the same vehicle in another state because of the variations in traffic, crime rates, climate, and repair costs in different locations.
Check out the average rates Acura drivers pay in each state in the map below. Alaska and Hawaii are not included due to insufficient data.
It’s important to make sure you have the right coverage level for your Acura, starting with the state-minimum coverage required to legally get behind the wheel. But it’s generally a good idea to have more insurance than the state-mandated minimums, and you may also want to add other coverage options, like these:
The answers to the following questions about Acura car insurance can help you find the best coverage for your insurance needs.
USAA, GEICO, and State Farm typically offer the cheapest Acura insurance. But the cheapest car insurance premiums won’t be the same for any two Acura drivers since your driver profile, location, claims history, vehicle type, safety features, and Acura’s mileage can all affect what rates companies offer you.
Acura vehicles cost less to insure than their direct brand competitors, Lexus and Infiniti. Depending on the specific model, insurance premiums for Acura vehicles range from about 10% below the national average (Acura RDX) to 28% above the national average (Acura Integra).
The Acura MDX has an average monthly liability-only rate of $97 and an average monthly full-coverage rate of $184. This is just below the monthly national average rate of $103 for liability-only insurance and $182 for full coverage.
While consumers consider Acura a luxury brand, it doesn’t necessarily come with the high-cost insurance premiums associated with luxury vehicles. Insurers may charge higher rates for expensive luxury cars that need costly specialty parts for any repairs. Though Acuras offer a luxurious driving experience, they’re affordable to drive and own, and they also tend to have affordable insurance premiums.
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