The Acura TLX is a premium compact sport sedan with a starting manufacturer’s suggested retail price (MSRP) of $45,400. The standard TLX model costs less than a number of similar premium sport sedans, including the Audi A4, BMW 330i, and Infinity Q50. The average monthly cost to insure a 2025 Acura TLX is $123 for liability-only coverage and $232 for full coverage.
If you already own an Acura TLX or are looking for a lower car insurance rate, here’s how to find the best coverage for this premium sport sedan.
USAA offers the cheapest car insurance to Acura TLX drivers, but coverage is only available to military members and their families.
The base model 2025 Acura TLX is less expensive than many of its premium sport sedan contemporaries.
Full-coverage car insurance for the Acura TLX can be expensive, depending on your insurer.
Cost of Acura TLX insurance by model year
Your Acura TLX model year will determine how much you pay in car insurance premiums. Other factors include your driving record, ZIP code, age, gender, credit history, and your vehicle’s safety features.
Here, you can see how Acura TLX insurance costs compare by model year.
Model Year | Average Monthly Quote |
|---|---|
| 2025 | $109 |
| 2024 | $116 |
| 2023 | $158 |
| 2022 | $146 |
| 2021 | $160 |
| 2020 | $156 |
| 2019 | $147 |
| 2018 | $143 |
| 2017 | $152 |
| 2016 | $148 |
The 2025 Acura TLX’s starting MSRP is $45,400, while the Acura TLX A-Spec and Type S are $50,400 and $58,050, respectively. Below are the average liability-only and full-coverage car insurance quotes for the 2025 Acura TLX.
Insurance CompanyAverage Monthly QuoteUSAA $150 State Farm $179 Allstate $200 GEICO $221 American Family $230 Progressive $236 Nationwide $275 Travelers $290 Farmers $350 Liberty Mutual $380 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting MSRP for the 2024 Acura TLX varies by model.[?] For example, the base 2024 Acura TLX’s MSRP is $46,195, while the model with the A-Spec package starts at $51,195. The top-of-the-line Type S model has an MSRP of $58,195.
Here are the average auto insurance premiums for a 2024 Acura TLX from multiple insurers.
Insurance CompanyAverage Monthly QuoteUSAA $145 Allstate $194 State Farm $173 GEICO $214 American Family $223 Progressive $228 Nationwide $266 Travelers $280 Farmers $338 Liberty Mutual $367 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Acura TLX’s starting MSRP was $41,245 and increased from there depending on the package.[?] For example, the 2023 Acura TLX all-wheel drive model with the A-Spec package had a starting MSRP of $50,195. The Type S PMC Edition’s MSRP was $63,995.
The table below shows average car insurance quotes for the 2023 Acura TLX.
Insurance CompanyAverage Monthly QuoteUSAA $144 State Farm $173 Allstate $193 GEICO $213 American Family $222 Progressive $228 Nationwide $265 Travelers $279 Farmers $337 Liberty Mutual $366 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting MSRP for the 2022 Acura TLX (base model) was $39,995.[?] The 2022 Acura TLX Type S with the Performance Wheel and Tire Package was the most expensive, with a $55,595 MSRP at the time.
The table below shows the average car insurance quotes for the 2022 Acura TLX from different car insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $138 State Farm $166 Allstate $185 GEICO $204 American Family $213 Progressive $218 Nationwide $254 Travelers $268 Farmers $323 Liberty Mutual $351 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Acura TLX price began at $38,545 that year. Nine additional models were available, including the Acura TLX 2.0 with the A-Spec package ($45,295 MSRP) and Type S Sedan ($53,345).
A table with the average car insurance quotes for the 2021 Acura TLX from different insurers is below.
Insurance CompanyAverage Monthly QuoteUSAA $131 State Farm $157 Allstate $176 GEICO $194 American Family $202 Progressive $207 Nationwide $241 Travelers $254 Farmers $307 Liberty Mutual $333 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Acura TLX’s starting MSRP varied depending on the model. The base model had a starting MSRP of $34,025. The highest-priced 2020 Acura TLX was the 3.5 PMC Edition, with an MSRP of $50,945.
The table below shows the average car insurance quotes for the 2020 Acura TLX from different car insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $128 State Farm $153 Allstate $171 GEICO $189 American Family $196 Progressive $201 Nationwide $235 Travelers $247 Farmers $298 Liberty Mutual $324 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Acura TLX’s MSRP ranged from $34,025 for the 2.4-liter Sedan base model to $46,975 for the top-of-the-line Acura TLX 3.5-liter model with the Advanced package.
The table below shows the average car insurance quotes for the 2019 Acura TLX from different car insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $126 State Farm $151 Allstate $168 GEICO $186 American Family $193 Progressive $198 Nationwide $231 Travelers $243 Farmers $294 Liberty Mutual $319 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The original MSRP for a 2018 Acura TLX was $33,995. Prices increased for different models, such as the 3.5-liter Sedan ($37,195) and the Acura TLX 3.5 with Advance package ($44,745).
You can see average car insurance quotes for the 2018 Acura TLX from different car insurance companies in the table below.
Insurance CompanyAverage Monthly QuoteUSAA $122 State Farm $146 Allstate $163 GEICO $181 American Family $188 Progressive $193 Nationwide $224 Travelers $237 Farmers $285 Liberty Mutual $310 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The original starting MSRP for the 2017 Acura TLX was $32,965. The top price that year was for the Acura TLX 3.5 model with the Advance package, at $43,665 MSRP.
Here are the average auto insurance premiums for a 2017 Acura TLX from multiple insurers.
Insurance CompanyAverage Monthly QuoteUSAA $120 State Farm $143 Allstate $160 GEICO $177 American Family $184 Progressive $189 Nationwide $220 Travelers $232 Farmers $280 Liberty Mutual $304 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for the 2016 Acura TLX began at $32,635 for the base model and went up to $36,260 for the 3.5-liter four-door sedan.
The table below lists the average car insurance premiums from different insurers.
Insurance CompanyAverage Monthly QuoteUSAA $117 State Farm $140 Allstate $156 GEICO $172 American Family $179 Progressive $184 Nationwide $214 Travelers $226 Farmers $273 Liberty Mutual $296 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Acura insurance by state
Where you live is one of the many factors that can determine your car insurance rates. Below, you can see the average cost of insuring an Acura vehicle in different states. Alaska and Hawaii are not included due to lack of data.
How to ensure you have enough coverage on your Acura TLX
The amount you pay to insure your Acura TLX will depend on how much car insurance coverage you have. For example, if you have a brand-new financed Acura TLX, your lender will likely require you to have full coverage, which includes comprehensive and collision.
On the other hand, if you’ve fully paid off your Acura TLX or drive an older model, you might just want to carry bodily injury liability.
Below are a few coverages you may want to add to your car insurance policy:
Acura TLX car insurance FAQs
Whether you’re shopping for a new car insurance policy for your Acura TLX or looking to reduce your premium, the information below can help answer your questions.
USAA currently has the cheapest car insurance for the Acura TLX, at $60 per month for liability-only coverage and $116 for full coverage. But the insurer only provides coverage for current and former military members and their families.
If you’re ineligible for USAA car insurance, State Farm offers comparable average rates, at $71 per month for liability-only coverage and $139 for full coverage.
On average, liability-only coverage costs $123 per month and full coverage costs $232 per month for the Acura TLX. Your car insurance premium will depend on your car’s model year and your address, age, driving history, and more.
Given that the Acura TLX is considered a premium sport sedan, full-coverage car insurance can be costly, averaging $232 per month. You could pay less than this, depending on your car insurance company. For example, average monthly premiums for Allstate and GEICO are $155 and $172 for full coverage, respectively.
No. The Acura TLX isn’t considered a high-maintenance car. The vehicle is expected to cost approximately $8,037 for maintenance and repairs during the first 10 years of service.[?] That’s better than average for luxury sedan models by about $1,753.
)
)
)
)
)