The Acura TLX is a premium compact sport sedan with a starting manufacturer’s suggested retail price (MSRP) of $45,400. The standard TLX model costs less than a number of similar premium sport sedans, including the Audi A4, BMW 330i, and Infinity Q50. The average monthly cost to insure a 2025 Acura TLX is $123 for liability-only coverage and $232 for full coverage.

If you already own an Acura TLX or are looking for a lower car insurance rate, here’s how to find the best coverage for this premium sport sedan.

Cost of Acura TLX insurance by model year

Your Acura TLX model year will determine how much you pay in car insurance premiums. Other factors include your driving record, ZIP code, age, gender, credit history, and your vehicle’s safety features.

Here, you can see how Acura TLX insurance costs compare by model year.

  • The 2025 Acura TLX’s starting MSRP is $45,400, while the Acura TLX A-Spec and Type S are $50,400 and $58,050, respectively. Below are the average liability-only and full-coverage car insurance quotes for the 2025 Acura TLX.

  • The starting MSRP for the 2024 Acura TLX varies by model.1 For example, the base 2024 Acura TLX’s MSRP is $46,195, while the model with the A-Spec package starts at $51,195. The top-of-the-line Type S model has an MSRP of $58,195.

    Here are the average auto insurance premiums for a 2024 Acura TLX from multiple insurers.

  • The 2023 Acura TLX’s starting MSRP was $41,245 and increased from there depending on the package.2 For example, the 2023 Acura TLX all-wheel drive model with the A-Spec package had a starting MSRP of $50,195. The Type S PMC Edition’s MSRP was $63,995.

    The table below shows average car insurance quotes for the 2023 Acura TLX.

  • The starting MSRP for the 2022 Acura TLX (base model) was $39,995.3 The 2022 Acura TLX Type S with the Performance Wheel and Tire Package was the most expensive, with a $55,595 MSRP at the time.

    The table below shows the average car insurance quotes for the 2022 Acura TLX from different car insurance companies.

  • The 2021 Acura TLX price began at $38,545 that year. Nine additional models were available, including the Acura TLX 2.0 with the A-Spec package ($45,295 MSRP) and Type S Sedan ($53,345).

    A table with the average car insurance quotes for the 2021 Acura TLX from different insurers is below.

  • The 2020 Acura TLX’s starting MSRP varied depending on the model. The base model had a starting MSRP of $34,025. The highest-priced 2020 Acura TLX was the 3.5 PMC Edition, with an MSRP of $50,945.

    The table below shows the average car insurance quotes for the 2020 Acura TLX from different car insurance companies.

  • The 2019 Acura TLX’s MSRP ranged from $34,025 for the 2.4-liter Sedan base model to $46,975 for the top-of-the-line Acura TLX 3.5-liter model with the Advanced package.

    The table below shows the average car insurance quotes for the 2019 Acura TLX from different car insurance companies.

  • The original MSRP for a 2018 Acura TLX was $33,995. Prices increased for different models, such as the 3.5-liter Sedan ($37,195) and the Acura TLX 3.5 with Advance package ($44,745).

    You can see average car insurance quotes for the 2018 Acura TLX from different car insurance companies in the table below.

  • The original starting MSRP for the 2017 Acura TLX was $32,965. The top price that year was for the Acura TLX 3.5 model with the Advance package, at $43,665 MSRP.

    Here are the average auto insurance premiums for a 2017 Acura TLX from multiple insurers.

  • The MSRP for the 2016 Acura TLX began at $32,635 for the base model and went up to $36,260 for the 3.5-liter four-door sedan.

    The table below lists the average car insurance premiums from different insurers.

Average cost of Acura insurance by state

Where you live is one of the many factors that can determine your car insurance rates. Below, you can see the average cost of insuring an Acura vehicle in different states. Alaska and Hawaii are not included due to lack of data.

How to ensure you have enough coverage on your Acura TLX

The amount you pay to insure your Acura TLX will depend on how much car insurance coverage you have. For example, if you have a brand-new financed Acura TLX, your lender will likely require you to have full coverage, which includes comprehensive and collision.

On the other hand, if you’ve fully paid off your Acura TLX or drive an older model, you might just want to carry bodily injury liability.

Below are a few coverages you may want to add to your car insurance policy:

Acura TLX car insurance FAQs

Whether you’re shopping for a new car insurance policy for your Acura TLX or looking to reduce your premium, the information below can help answer your questions.

  • USAA currently has the cheapest car insurance for the Acura TLX, at $60 per month for liability-only coverage and $116 for full coverage. But the insurer only provides coverage for current and former military members and their families.

    If you’re ineligible for USAA car insurance, State Farm offers comparable average rates, at $71 per month for liability-only coverage and $139 for full coverage.

  • On average, liability-only coverage costs $123 per month and full coverage costs $232 per month for the Acura TLX. Your car insurance premium will depend on your car’s model year and your address, age, driving history, and more.

  • Given that the Acura TLX is considered a premium sport sedan, full-coverage car insurance can be costly, averaging $232 per month. You could pay less than this, depending on your car insurance company. For example, average monthly premiums for Allstate and GEICO are $155 and $172 for full coverage, respectively.

  • No. The Acura TLX isn’t considered a high-maintenance car. The vehicle is expected to cost approximately $8,037 for maintenance and repairs during the first 10 years of service.4 That’s better than average for luxury sedan models by about $1,753.

Joe Dyton
Joe DytonInsurance Writer

Joe Dyton has been a professional writer since 1999. He's been writing about the auto insurance industry for 15 years and was an in-house marketing copywriter for GEICO for a decade. Learn more about Joe at joedyton.com.

Acura TLX Car Insurance Quotes (2025) | Insurify