Cost of Audi Car Insurance (2025)
Audi drivers pay an average of $175 per month for car insurance across all models.
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Audi has a reputation for high build quality and sporty, progressive designs.1 And with that reputation, drivers tend to pay higher car insurance premiums.
The average cost of Audi car insurance is $175 per month, which is slightly higher than the national average of $143. Audi drivers pay an average of $229 per month for full-coverage car insurance and $121 for a liability-only policy, based on Insurify data.
Here’s what you should know about finding car insurance for your Audi, no matter which model you drive.
Cost of Audi insurance by model
The model of Audi you choose can affect how much you pay for car insurance. This table outlines the average monthly full-coverage and liability-only quotes for a handful of Audi models.
Cheapest Audi insurance by model
The Audi model you drive will affect how much you pay for car insurance. The insurance company you choose can also influence your rates. USAA, GEICO, and State Farm typically offer the cheapest Audi car insurance.
Starting at $39,495, the Audi A3 is a true luxury sedan. With a high MSRP comes a high insurance cost. The average cost of a liability-only policy for the A3 is $126, and a full-coverage car insurance policy costs an average of $237 per month.
The Audi A4 has a starting MSRP of $49,305. The cost of insuring an Audi A4 is $119 per month, whereas it costs an average of $181 to insure the A3. This is likely because the A4 is an older model, and newer cars cost more to insure.
The A4 Allroad comes with an even lower monthly insurance cost than the A4 (despite having a higher MSRP of $48,895). The average cost of insuring the A4 Allroad is just $107 per month.
This luxury coupe starts at $48,995 and delivers a thrilling performance, with 261 horsepower, 273 pound-feet of torque, and a swift 0–60 mph acceleration time of just more than five seconds. Drivers pay an overall average of $188 per month to insure this model.
If a sedan is more your speed, you might consider the Audi A6. The MSRP for the 2025 model ranges from $59,395 to $74,645. Car insurance for the A6 averages $238 per month for full coverage and $126 per month for liability coverage.
Surprisingly, you can snag an Audi SUV for a lot less than the A6 sedan. Prices for the Audi Q3 SUV start at just $41,095. Insurance rates are reasonable as well. You can insure this model, which seats five and comes with two engine options, for an average of $171 per month.
The Q5 is a pricier Audi SUV option. Its starting MSRP is $59,395 for the TFSI Premium trim and up to $74,645 for the TFSI Prestige trim on 2025 models. On average, insuring the Q5 costs $158 per month.
The Audi Q7 has an MSRP of $61,795 for the TFSI Premium trim and goes up to $79,195 for the TFSI Prestige trim on the 2025 model.
If a car with good safety features is a concern, this may be the right SUV for you. The 2025 Q7 received a Top Safety Pick award from the Insurance Institute for Highway Safety (IIHS), which indicates high safety ratings.2
The 2025 Audi Q8 has an MSRP ranging from $75,695 to $83,795, making it the most expensive model on this list. It also has some of the highest car insurance rates, with liability-only coverage costing $141 per month and full coverage averaging $265.
This luxury sedan has an MSRP ranging from $56,195 for the Premium trim to $62,795 for the Prestige trim for the 2025 model. Full coverage for this model costs an average of $255 per month, making it one of the more expensive Audi models to insure.
Best companies for Audi car insurance
While finding a great deal on car insurance is important, you also want to choose a company that can offer you the coverage options, customer service, and features you need. The best way to do this is to compare quotes from several insurers to find a policy that best matches your needs and budget.
The three insurers below offer lower-priced coverage options for Audi drivers, each excelling in different categories.
Best for military members, veterans, and their families: USAA
Best for overall customer satisfaction: State Farm
Best for drivers older than 25: GEICO
Average cost of Audi insurance by state
Your location, down to your ZIP code, affects your car insurance rates. The chart below shows how much drivers in different states pay for Audi car insurance across all models.
How to ensure you have enough coverage on your Audi
Every U.S. state except New Hampshire legally requires drivers to carry a minimum amount of liability insurance.3 But you have the option to explore a few different categories of auto insurance products for enhanced protection.
If you’re not sure what types of coverage are best for you, you can always ask an insurance agent for detailed information about how each type of coverage works.
Audi car insurance FAQs
If you want more insight into what to expect when buying Audi car insurance, here are the answers to some commonly asked questions about insuring these vehicles.
USAA typically offers the cheapest Audi car insurance policies on average for Audi drivers. GEICO, State Farm, and Allstate also charge low insurance rates for Audi owners.
On a national scale, the typical monthly cost for car insurance stands at $143. In contrast, Audi owners can anticipate slightly higher monthly expenses, averaging around $175.
Luxury cars generally come with higher car insurance costs compared to standard vehicles. This is because luxury cars often have higher repair and replacement costs, use advanced technology that’s expensive to fix, and are at a greater risk of theft. Insurers typically charge higher premiums to ensure they can cover these expenses and the overall increased value of luxury cars.
Audi car insurance is likely higher than the national average rate due to the fact that Audi vehicles are more expensive than many other makes on the market. An Audi is a luxury car, and luxury vehicles are notorious for having high repair costs and being at risk of theft. This can cause car insurance companies to increase premiums to help offset the costs of paying out future claims.
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