The starting MSRP for the 2025 Audi A4 is $44,100. The cost may be higher depending on the trim level and whether you select additional features.
The table below includes average full-coverage quotes from various insurance companies.
The average cost of Audi A4 car insurance is $119 per month for liability-only coverage and $223 per month for full coverage, according to Insurify data.
In 2024, sales of the Audi A4 were down 45% compared to 2023.1 Other luxury-brand cars, like the BMW 3 Series and the Lexus IS, are similarly priced to the Audi A4, with a manufacturer’s suggested retail price (MSRP) ranging between just over $40,000 and almost $46,000.2
Cost of Audi A4 insurance by model year
The average car insurance cost for the Audi A4 is $223 per month for full coverage and $119 per month for liability coverage. But insurance companies base rates on a variety of factors, including a vehicle’s model year.
The table below shows the average insurance premiums for the Audi A4 based on model year.
When it was released, the 2024 Audi A4 had a starting MSRP of $41,900. But if you buy the car used, you may be able to get a lower price, closer to $38,000.3
When insuring this model year, compare premiums from several companies, with the table below as a starting point.
The starting MSRP for the 2023 Audi A4 was $41,395. But it’s an older vehicle now, and you might be able to get one for closer to $30,000 today.
Once you decide on the car, you need to get an insurance policy. The table below can help you compare full-coverage car insurance rates from different companies for the 2023 Audi A4.
The original base MSRP for the 2022 Audi A4 was $39,900. Today, you might be able to find a used model for between $27,000 and $28,000.
Your insurance cost depends on what coverage options you choose and your driver characteristics, but you can use the table below to begin comparison shopping.
Starting at $39,100, the 2021 Audi A4 has decreased in price over the years.
While discounts can help reduce prices, the table below provides an idea of what insurance companies might charge for full coverage.
When new, the 2020 Audi A4 started at $38,395 MSRP, although you might be able to get one for about $19,000 now.
Individual insurance quotes depend on several factors, including your driving record, location, and personal characteristics, but you can start comparing quotes for this model year using the table below.
The starting MSRP for the Audi A4 was $37,400, but you can probably find one for much less today, since this is an older vehicle.
Your insurance premium might vary based on policy options, car mileage, and driver characteristics. Get an idea of what you might pay from each company using the table below.
Drivers paid about $36,000 when the 2018 Audi A4 was first released, but today you’re likely to find models in the $16,000 range.
Compare insurance company premiums for this model year in the table below.
The original base price for the 2017 Audi A4 was $34,900, and used models are available for much less today.
As you compare insurance companies, use the table below to begin your shopping for insurance.
Starting at $35,900, the 2016 Audi A4 MSRP was higher than the 2017 model. Today, you might be able to find one for less than $8,000.
Your insurance premiums will add to the overall cost of the car, so use the table below to begin comparing full-coverage insurance rates from different insurance companies.
Average cost of Audi A4 insurance by state
In addition to factors like your claims history, coverage level, driving experience, and credit-based insurance score, your car insurance cost also varies by location.
Here, you can see how Audi insurance rates across all models vary by state. Alaska and Hawaii are not included due to insufficient data.
How to ensure you have enough coverage on your Audi A4
You have a lot to consider when getting car insurance, including your coverage needs, state requirements, how much it would cost to repair or replace your car if you were in an accident or the car were otherwise damaged, and more.
These factors can all affect the level of coverage you choose. As you begin your search, here are some of the most common coverages for you to consider.
Audi A4 car insurance FAQs
If you want to buy an Audi A4 and are curious about car insurance, here are the answers to some of the most common questions you might have.
USAA has the cheapest insurance for an Audi A4, but you must be a military member or an eligible family member of one to qualify for coverage. Otherwise, you could find cheap insurance with GEICO.
The average cost for Audi A4 car insurance is $119 per month for liability-only coverage and $223 per month for full coverage, according to Insurify data.
But the cost to insure an Audi A4 depends on various factors, including your age, gender, and driving record, as well as any bundling discounts you might be eligible for, the deductible you choose, your ZIP code, accident risk, and more.
The Audi A4 costs slightly more than the national average to insure.
Audi, as a make, ranks below average in the J.D. Power 2025 U.S. Vehicle Dependability Study.4 But the Audi A4 received an above-average reliability score of 78 out of 100 from Consumer Reports.
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