Chevrolet Blazer EV drivers pay an average of $96 per month for liability coverage and $181 for full-coverage auto insurance. This is below the average insurance costs for similar midsize crossover SUV electric vehicles like the Hyundai Ioniq 5 and the Ford Mustang Mach-E.
Though the Blazer EV is a new offering from General Motors as of model year 2024, it was MotorTrend’s SUV of the year when it debuted, and Chevrolet sold more than 23,000 of these EVs in its first full year of sales.
Learn about finding car insurance for your Blazer EV, including average rates by state and vehicle model year.
The average cost of Chevrolet Blazer EV insurance is $96 per month for liability-only coverage and $181 for full coverage. Budget-minded Blazer EV drivers will find the cheapest rates with USAA, which offers average rates of $44 per month for liability coverage and $92 per month for full coverage.
Insurance rates vary depending on your driving record, location, vehicle model year, and other factors.1 In the table below, you’ll see how much it costs to cover a Chevy Blazer for each model year.
The 2025 Chevy Blazer EV has a manufacturer’s suggested retail price (MSRP) that ranges from $46,095 to $62,095.2 The 2025 edition comes in two trim levels and has a 334-mile range. Drivers who want more luxury can add Enhanced Automatic Parking Assist, and the SS grade comes with more than 600 horsepower.
The table below shows the cheapest rates for the 2025 model year.
In its debut year, the 2024 Blazer EV had a maximum range of 324 miles and 288 horsepower. The 2024 Blazer EV model year didn’t include the Super Sport (SS) trim level. The electric SUV’s MSRP ranged from $53,715 to $57,215.
Here are the cheapest rates for the 2024 Blazer.
The Honda Prologue, Hyundai Ioniq, and Kia Soul EV are the Chevy Blazer EV’s closest competitors. Ford’s Mustang Mach-E and Tesla’s Model Y also compete as midsize crossover SUVs, but these SUV EVs may get confused for sedans.
The Blazer’s MSRP is comparable to the rest, with the exception of the Kia Soul EV, which has a maximum sticker price of $26,965. Even so, Blazer insurance is the cheapest, except for insurance for the Kia Soul, and the Soul EV beats the Blazer’s average monthly premium by only $4 per month.
Check out the average monthly quotes for each of these vehicles below.
Your Chevrolet insurance can vary depending on your location, since risk factors differ by state. For example, if you don’t have charging infrastructure within your EV’s driving range, it could potentially affect your insurance costs.
Below, check out the average Chevrolet insurance rates that drivers pay across all Chevy models by state. Alaska and Hawaii aren’t included due to lack of data.
Insuring an electric vehicle can cost more than insuring a traditional gas-powered vehicle. This additional cost has several reasons, including:3
Electric vehicles cost more to buy. The average 2024 price of a new EV was $55,544, while the average new car across all categories sold for $49,740 that year. A higher initial price means a higher value and a higher insurance premium.
Electric vehicles cost more to repair. Not only might repairs on your EV require specialized knowledge or equipment, but battery damage may also require special safety protocols.
Electric vehicle batteries are expensive to replace. If you need a new EV battery, it could set you back as much as $15,000, not including labor, while a replacement battery for a gas vehicle generally costs between $45 and $250.
Getting enough coverage for your Blazer EV can be confusing. Start with your state’s minimum liability coverage requirements. But most experts suggest purchasing higher liability limits to better financially protect yourself. From there, consider adding the following optional coverages:
Whether you already own a Chevy Blazer EV or are thinking of buying one, the answers to the following common insurance questions can help.
USAA, GEICO, and State Farm have the cheapest average quotes for the Chevy Blazer EV, according to Insurify data. But no two EV drivers are likely to find the cheapest rates from the same insurer, since rates depend on factors like your ZIP code, driving history, claims history, vehicles, mileage, and more. That’s why it’s so important to compare quotes from multiple insurance companies.
The average cost of Chevrolet Blazer EV insurance is $96 per month for liability-only insurance and $181 for full-coverage insurance, according to Insurify data.
The Chevy Blazer EV is slightly cheaper to insure than the national average, costing an average of $139 per month, or $1,668 per year. Compare that to the national average cost of $143 per month, or $1,712 per year.
Chevrolet doesn’t list its replacement battery prices online, although several sources indicate that most EV replacement batteries typically cost upwards of $15,000 to $20,000.
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