The average cost of car insurance for a Chevrolet Colorado is $90 per month for liability coverage and $170 per month for full-coverage insurance. The compact truck is cheaper than two of its main competitors: the Toyota Tacoma and Honda Ridgeline.1 The Chevrolet truck outpaced the Honda Ridgeline’s sales in 2024, but the Toyota Tacoma outsold both competitor vehicles.

If you’re looking to buy a Chevrolet Colorado, here’s what you should know about how much each model year costs and how to compare car insurance quotes to find the best policy.

Cost of Chevrolet Colorado insurance by model year

The average car insurance premium for a Chevrolet Colorado is $130 per month, with drivers paying $90 per month for liability coverage and $170 per month for full coverage. USAA has the cheapest average rate for the Chevrolet Colorado, at $64 per month. GEICO and State Farm are the next cheapest insurers, at $75 and $76 per month, respectively.

Check out the table below to see average monthly quotes for the past 10 model years of the Chevrolet Colorado.

  • The 2025 Chevrolet Colorado has a baseline manufacturer’s suggested retail price (MSRP) of $33,595 and a high-end MSRP of $51,295, according to Kelley Blue Book (KBB). Check out the table below to see the cheapest average monthly quotes for the 2025 model.

  • The 2024 Colorado had a base MSRP of $31,395 and a high-end MSRP of $48,695, according to KBB. Take a look at the table below for average rates from the cheapest car insurance companies for a 2024 Chevy Colorado.

  • The 2023 Chevrolet Colorado’s MSRP ranged from $24,830 to $46,652, per KBB. Compare average insurance quotes for the 2023 Colorado from different car insurance companies.

  • The 2022 Colorado had an MSRP ranging from $20,191 to $38,817, according to KBB. The table below highlights the cheapest car insurance companies for the 2022 Chevy.

  • The MSRP for the 2021 Chevrolet Colorado ranged from $19,388 to $34,792, depending on the type of cab you chose, according to KBB. Check out the table below for the cheapest car insurance companies for the 2021 truck.

  • Chevrolet’s 2020 Colorado had an MSRP ranging from $16,259 to $32,416, according to KBB. Below, you can compare the cheapest car insurance companies for the 2020 Colorado.

  • The 2019 Chevy Colorado had a baseline MSRP of $14,585 and a high-end MSRP of $29,012, according to KBB. Check out the table below to see the cheapest car insurance quotes for the truck.

  • The 2018 model year for the Chevrolet Colorado had an MSRP ranging from $13,873 to $26,362, according to KBB. See the table below for the cheapest car insurance companies for the 2018 Colorado.

  • In 2017, the Chevrolet Colorado had a base MSRP of $13,554 and a high-end MSRP of $24,063, per KBB. Take a look at the table below to see some of the cheapest car insurance options for this model year.

  • The 2016 Chevy Colorado had an MSRP ranging from $11,847 to $21,234, according to KBB. Check out the table below to see some of the top car insurance companies’ average premiums for the 2016 Colorado.

Average cost of Chevrolet insurance by state

How much you pay for your Chevrolet depends on numerous factors, including the state you live in. Every location has different variables, such as vehicle theft rates, weather risks, and more, and insurance companies consider this when setting premiums.

Take a look at the map below to see just how much rates can vary by state. Alaska and Hawaii are not included due to lack of data.

How to ensure you have enough coverage on your Chevrolet Colorado

It’s important that you properly insure your Chevrolet Colorado before you get on the road. Not only is driving without insurance illegal in just about every state, but having insufficient insurance coverage can leave you on the hook for thousands of dollars in damages in the event of an incident.

Consider the following common car insurance coverages below for your Chevrolet Colorado:

Chevrolet Colorado car insurance FAQs

Finding the best policy for your new car can be tough. Check out these answers to some of the most commonly asked questions about Chevrolet Colorado car insurance.

  • USAA has the cheapest Chevrolet Colorado insurance, with average monthly rates of $42 for liability coverage and $87 for full-coverage insurance. But coverage from USAA is available only to military members and their families. GEICO and State Farm are the next two cheapest insurers for Chevrolet Colorado drivers.

  • No. Chevrolet Colorados aren’t particularly expensive to insure. The average monthly cost of full-coverage insurance for a Chevrolet Colorado is $170. For comparison, the national average full-coverage rate is $182 per month.

  • It costs an average of $130 per month to insure a Chevrolet Colorado. Drivers pay an average of $90 per month for liability coverage and $170 per month for full coverage.

  • Pickup truck insurance is often more expensive due to numerous factors, including higher replacement and repair costs, as pickup trucks are typically more expensive than sedans.

    Pickup trucks are also very heavy, making them more likely to cause more extensive damage in an accident. Some drivers also use them for hauling and construction, which presents more opportunities for damage.

Danny Smith
Danny Smith

Danny is a Brooklyn-based writer with a producer’s license for property and casualty insurance. A former editor at Insurify, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.

Danny has been a contributor at Insurify since March 2022.