The Chevy Equinox is a relatively affordable compact SUV with a wide range of advanced tech and safety features.[?]
Chevy Equinox owners pay $89 per month for liability insurance and $168 for full-coverage insurance, on average. Compared to similar vehicles, such as the Toyota RAV4, Mazda CX-5, and Nissan Rogue, average costs to insure the Chevrolet Equinox are more affordable.
Here’s what you should know about finding car insurance for your Chevy Equinox.
USAA, GEICO, and State Farm offer the cheapest auto insurance for the Chevrolet Equinox, on average.
Annual car insurance premiums for the Chevy Equinox are $1,068 for liability insurance and $2,016 for full coverage.
The 2025 Chevy Equinox has an MSRP of $29,995 for the base front-wheel-drive model and $31,995 for the all-wheel-drive model.
Cost of Chevrolet Equinox insurance by model year
The model year of your Chevrolet Equinox will influence how much you pay to insure it. For example, insuring a 2016 Equinox is typically cheaper than coverage for a 2025 model.
USAA offers the cheapest average car insurance coverage for Equinox drivers. Factors such as your location, driving records, and age will also affect your rates.[?]
The table shows average monthly car insurance quotes for the Chevy Equinox by model year.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $118 | $216 |
| 2024 | $118 | $216 |
| 2023 | $116 | $212 |
| 2022 | $116 | $211 |
| 2021 | $110 | $201 |
| 2020 | $107 | $195 |
| 2019 | $103 | $188 |
| 2018 | $98 | $179 |
| 2017 | $97 | $177 |
| 2016 | $93 | $170 |
Chevrolet’s 2025 Equinox has a manufacturer’s suggested retail price (MSRP) ranging from $29,995 for the base model to $31,995 for the most expensive model. The vehicle has several impressive features, including an advanced color LCD display and heated seats.
Below, you can compare average car insurance costs for the 2025 Equinox from various insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $58 $108 State Farm $68 $130 Allstate $76 $145 GEICO $85 $160 American Family $87 $166 Nationwide $107 $199 Travelers $113 $210 Progressive $125 $171 Farmers $135 $253 Liberty Mutual $215 $274 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2024 Equinox had an MSRP ranging from $27,995 to $31,195. Here’s a look at car insurance quotes for the 2024 Chevy Equinox by insurer.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $58 $108 State Farm $68 $130 Allstate $76 $145 GEICO $85 $160 American Family $87 $166 Nationwide $107 $199 Travelers $113 $210 Progressive $125 $171 Farmers $135 $253 Liberty Mutual $215 $274 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Chevy Equinox had a starting MSRP of $27,695. Below, you’ll find car insurance rates for the 2023 model year from various insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $57 $106 State Farm $67 $127 Allstate $74 $142 GEICO $84 $157 American Family $86 $163 Nationwide $106 $195 Travelers $111 $206 Progressive $123 $167 Farmers $132 $248 Liberty Mutual $211 $269 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The original MSRP for the 2022 Chevrolet Equinox ranged from $27,195 to $32,700. The table below shows average car insurance quotes for the Equinox from different auto insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $57 $106 State Farm $67 $127 Allstate $74 $141 GEICO $84 $156 American Family $86 $162 Nationwide $106 $194 Travelers $111 $205 Progressive $123 $167 Farmers $132 $247 Liberty Mutual $211 $268 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2021 Equinox had a starting MSRP of $24,995. Here, you’ll find the most affordable car insurance quotes for the 2021 Equinox.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $54 $101 State Farm $64 $121 Allstate $70 $135 GEICO $79 $149 American Family $81 $155 Nationwide $100 $185 Travelers $106 $195 Progressive $117 $159 Farmers $125 $235 Liberty Mutual $200 $255 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Chevy Equinox had an MSRP of $24,995 for the base model and $32,890 for the highest-level model. This table shows car insurance quotes for a 2020 Equinox from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $52 $98 State Farm $62 $117 Allstate $68 $131 GEICO $77 $144 American Family $79 $150 Nationwide $97 $179 Travelers $103 $189 Progressive $113 $154 Farmers $122 $228 Liberty Mutual $195 $248 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for the 2019 Chevy Equinox started at $24,995. Here’s an overview of auto insurance quotes for the 2019 Equinox.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $50 $94 State Farm $60 $113 Allstate $66 $126 GEICO $74 $139 American Family $76 $145 Nationwide $94 $173 Travelers $99 $182 Progressive $109 $149 Farmers $117 $220 Liberty Mutual $187 $239 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2018 Equinox had an MSRP ranging from $24,575 to $31,795. Below, you can compare quotes for the 2018 Equinox from the cheapest car insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $48 $90 State Farm $57 $107 Allstate $63 $120 GEICO $71 $132 American Family $73 $138 Nationwide $89 $165 Travelers $94 $174 Progressive $104 $141 Farmers $112 $209 Liberty Mutual $178 $227 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting MSRP for the 2017 Chevy Equinox was $23,995. Below, you’ll see car insurance premiums for the 2017 model year from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $48 $89 State Farm $56 $106 Allstate $62 $119 GEICO $70 $131 American Family $72 $136 Nationwide $88 $163 Travelers $93 $172 Progressive $103 $140 Farmers $111 $207 Liberty Mutual $177 $225 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2016 Chevy Equinox had an MSRP of $23,495 for the entry-level model. Here’s a look at the most affordable car insurance coverage for the 2016 Equinox.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $46 $85 State Farm $54 $102 Allstate $60 $114 GEICO $67 $126 American Family $69 $131 Nationwide $85 $156 Travelers $89 $165 Progressive $99 $134 Farmers $106 $199 Liberty Mutual $169 $216 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Chevrolet insurance by state
Your state and ZIP code play a role in your car insurance costs. Insurers look at factors like the climate, accident rates, and crime rates in your area when determining premiums.
Below, you can compare average Chevy insurance premiums by state. Alaska and Hawaii are not included due to insufficient data.
How to ensure you have enough coverage on your Chevrolet Equinox
Every state except New Hampshire requires drivers to maintain a minimum level of car insurance to drive legally. But you can also invest in additional coverages, like full coverage, for greater protection on the road.
Consider the following car insurance options for your Chevy Equinox:
Chevrolet Equinox car insurance FAQs
The following information can help answer your remaining questions about Chevy Equinox car insurance.
USAA offers the cheapest car insurance for the Chevy Equinox, with average rates of $41 per month for liability insurance and $86 per month for full coverage. GEICO has the next-cheapest monthly premiums, at $57 for liability-only insurance and $102 for full coverage.
The Chevy Equinox has affordable insurance rates. Average premiums for the Equinox are cheaper than for similar vehicles like the Toyota RAV4, Nissan Rogue, and Mazda CX-5.
The average cost to insure the Chevy Equinox is $89 per month for liability-only coverage and $168 for full coverage. Your location, age, and driving history will also affect your rates.
The average annual repair cost for a Chevy Equinox is $537, according to RepairPal. This is cheaper than average repair costs for similar vehicles like the Honda CR-V and Nissan Rogue.[?]
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