Chevrolet Silverado Car Insurance Quotes (2025)
Chevrolet Silverado drivers pay $1,668 annually, on average, for car insurance.
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The Chevrolet Silverado was one of the bestselling vehicles in the U.S. in 2024, second only to the Ford F-Series.[?] But compared to the F-150, the Silverado is slightly more affordable, with a starting manufacturer’s suggested retail price (MSRP) of $39,195.[?] But the Silverado’s price tag can go much higher — up to $72,195 — depending on the trim options you choose.
Insurance for the Silverado model costs an average of $97 per month for liability-only coverage and $182 per month for full coverage.
Here’s what you need to know about finding the best insurance for your Silverado.
Quick Facts
USAA, GEICO, and State Farm offer the cheapest rates for Silverado drivers, on average.
Older Chevrolet Silverado models are generally cheaper to insure. On average, full-coverage insurance costs $183 per month for the 2016 model and $233 for the 2025 model.
Annually, Chevrolet Silverado drivers pay $1,164 for liability coverage and $2,184 for full-coverage insurance.
Cost of Chevrolet Silverado insurance by model year
Car insurance for a 2025 Chevrolet Silverado costs an average of $233 per month for full coverage and $127 for liability-only coverage. These rates are higher than the national monthly averages of $177 for full coverage and $100 for liability coverage. USAA offers the cheapest coverage for the Silverado, according to Insurify data.
In the table below, you can see how average rates vary by model year for the Silverado.
Model Year  | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $127 | $233 |
| 2024 | $128 | $233 |
| 2023 | $125 | $229 |
| 2022 | $125 | $228 |
| 2021 | $118 | $216 |
| 2020 | $115 | $211 |
| 2019 | $111 | $203 |
| 2018 | $106 | $193 |
| 2017 | $105 | $191 |
| 2016 | $100 | $183 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2025 Chevrolet Silverado has a starting manufacturer’s suggested retail price (MSRP) of $39,195. On average, the cost to insure this model is $233 per month for full coverage and $127 for liability-only coverage. Here are some of the cheapest average rates for a 2025 Silverado.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $62 $117 State Farm $74 $140 Allstate $81 $156 GEICO $91 $172 American Family $94 $179 Nationwide $116 $214 Travelers $122 $226 Progressive $135 $184 Farmers $145 $273 Liberty Mutual $231 $296 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2024 Chevrolet Silverado had a starting MSRP of $38,795. On average, car insurance for the 2024 model costs $233 per month for full coverage and $128 for liability-only coverage.
Below, you can compare the cheapest rates for a 2024 Silverado from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $63 $117 State Farm $74 $140 Allstate $82 $156 GEICO $92 $172 American Family $95 $179 Nationwide $116 $214 Travelers $123 $226 Progressive $136 $184 Farmers $146 $273 Liberty Mutual $233 $296 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Chevrolet Silverado had a starting MSRP of $38,195. Drivers with a 2023 Silverado pay an average of $125 per month for liability-only insurance and $229 per month for full-coverage insurance.
Compare average rates for a 2023 Silverado from various insurance companies below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $61 $115 State Farm $73 $137 Allstate $80 $153 GEICO $90 $169 American Family $93 $176 Nationwide $114 $211 Travelers $120 $222 Progressive $133 $181 Farmers $143 $268 Liberty Mutual $228 $291 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2022 Silverado had a starting MSRP of $36,395. The average cost to insure a 2022 model is $228 per month for full coverage and $125 for liability-only coverage.
Here are the cheapest average rates for a 2022 Silverado.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $61 $114 State Farm $73 $137 Allstate $80 $153 GEICO $90 $169 American Family $93 $176 Nationwide $114 $210 Travelers $120 $221 Progressive $133 $180 Farmers $143 $267 Liberty Mutual $228 $290 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Chevrolet Silverado had an original starting MSRP of $30,995. Drivers with a 2021 Silverado pay $118 per month for liability coverage and $216 for full coverage. Compare the cheapest average rates for a 2021 Silverado below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $58 $108 State Farm $68 $130 Allstate $76 $145 GEICO $85 $160 American Family $87 $166 Nationwide $107 $199 Travelers $113 $210 Progressive $125 $171 Farmers $135 $253 Liberty Mutual $215 $274 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2020 Silverado had a starting MSRP of $30,095. The average monthly cost to insure a 2020 Silverado is $115 for liability coverage and $211 for full coverage.
Here are the cheapest rates for a 2020 Silverado from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $56 $106 State Farm $67 $127 Allstate $74 $141 GEICO $83 $156 American Family $85 $162 Nationwide $105 $194 Travelers $110 $205 Progressive $122 $167 Farmers $131 $247 Liberty Mutual $209 $268 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2019, the Chevrolet Silverado had a starting MSRP of $36,365. On average, the cost to insure a 2019 model is $203 per month for full coverage and $111 for liability-only coverage.
Below, you can compare average rates from different insurance companies for a 2019 Silverado.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $54 $102 State Farm $64 $122 Allstate $71 $136 GEICO $80 $150 American Family $82 $156 Nationwide $101 $187 Travelers $107 $197 Progressive $118 $160 Farmers $127 $238 Liberty Mutual $202 $258 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Chevrolet Silverado had a starting MSRP of $34,090. The average cost to insure a 2018 model is $193 per month for full coverage and $106 for liability-only coverage.
Here are average rates from various insurance companies for a 2018 Silverado.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $52 $97 State Farm $61 $116 Allstate $68 $129 GEICO $76 $143 American Family $78 $149 Nationwide $96 $178 Travelers $102 $187 Progressive $112 $152 Farmers $121 $226 Liberty Mutual $193 $245 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2017, the Chevrolet Silverado had a starting MSRP of $33,505. Full-coverage insurance for a 2017 model costs an average of $191 per month. Liability insurance is cheaper, at $105 per month.
The table below shows the cheapest rates for a 2017 Silverado.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $51 $96 State Farm $61 $115 Allstate $67 $128 GEICO $76 $141 American Family $78 $147 Nationwide $96 $176 Travelers $101 $185 Progressive $111 $151 Farmers $120 $223 Liberty Mutual $191 $243 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2016 Silverado had an original MSRP of $32,415. The average cost to insure a 2016 model is $100 per month for liability coverage and $183 for full coverage.
Below, you can compare the cheapest average rates for a 2016 Silverado from multiple insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $49 $92 State Farm $58 $110 Allstate $64 $123 GEICO $72 $135 American Family $74 $141 Nationwide $91 $168 Travelers $96 $178 Progressive $106 $145 Farmers $114 $214 Liberty Mutual $182 $232 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Chevrolet insurance by state
Car insurance rates can vary widely depending on your state, city, and even ZIP code.[?] In the map below, you can see the average monthly cost of Chevrolet car insurance across all models by state. Alaska and Hawaii aren’t included due to lack of data.
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How to ensure you have enough coverage on your Chevrolet Silverado
All 50 states have financial responsibility laws that require drivers to have car insurance or prove they can pay for expenses after causing an accident.[?] In addition to your state’s required minimum liability insurance, you may want to purchase optional coverages for vehicle protection.
Here are some common coverages you should consider if you have a Silverado.
Chevrolet Silverado car insurance FAQs
The following information can help answer your remaining questions about finding car insurance for your Chevrolet Silverado.
USAA has the cheapest Chevrolet Silverado insurance, according to Insurify data. But the company only offers insurance to military members, veterans, select federal agency employees, and their families. If you don’t qualify for coverage with USAA, consider State Farm and GEICO for affordable Chevrolet Silverado insurance.
No. Car insurance for a Chevrolet Silverado costs an average of $139 per month. Compared to other Chevrolet vehicles, the Silverado has average insurance rates. It’s more expensive to insure than the Monte Carlo and Equinox but cheaper to insure than the Camaro.
It costs an average of $139 per month to insure the Chevrolet Silverado. The average Silverado driver pays $182 per month for full-coverage insurance and $94 for liability-only insurance.
Trucks can cost more to insure because of their higher cost and larger size. Many truck drivers also use trucks for work, which can make them more prone to damage.
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