With a starting manufacturer’s suggested retail price (MSRP) of $20,500, the 2025 Chevrolet Trax is a relatively affordable vehicle.1 The table below shows average monthly quotes from the most affordable car insurance companies for the 2025 Trax.
The average monthly cost of Chevrolet Trax car insurance is $183 for full coverage and $97 for liability-only coverage. As new car prices increase, the Trax is a budget-friendly option with relatively affordable average premiums. The Chevy Trax surged in popularity with the 2024 model.1
The Trax is slightly cheaper to insure than other subcompact SUVs, including the Hyundai Kona, Mazda CX-30, and Buick Envista. You can save more on coverage for your Chevy Trax by comparing quotes and finding the right insurance company.
Here’s what you should know about finding car insurance for your Chevrolet Trax, including average costs by model year and state.
Cost of Chevrolet Trax insurance by model year
How much you pay for Chevy Trax car insurance will depend on your vehicle model year, policy types, location, and more. USAA typically offers the cheapest premiums. GEICO and State Farm also charge below-average insurance rates for the subcompact SUV.
Liability-only policies are less expensive than full-coverage policies, and older model years are cheaper to insure than newer ones. On average, insuring a Chevy Trax costs $97 per month for liability coverage and $183 for full coverage.
Below, you can compare average monthly insurance costs for the Chevy Trax by model year and coverage level. Note that the table below excludes data for 2023 because Chevrolet didn’t release a 2023 Trax model.
The starting MSRP for the 2024 Chevy Trax was $21,495, but it currently has a Kelley Blue Book (KBB) Fair Purchase Price of $20,422.2 Average rates for the 2024 Trax are the same as those for the 2025 model, but some auto insurance companies offer cheaper coverage than others.
Check out the companies with the cheapest rates in the table below.
The starting MSRP for the 2022 Chevy Trax was $22,595. Average car insurance rates for this model are a bit lower than costs for the more recent 2024 and 2025 models.
Below, you can compare average insurance rates for the 2022 Trax from several auto insurers.
The 2021 Chevy Trax’s starting MSRP was $22,595. The auto insurance companies in the table below offer the cheapest average quotes for this model year.
Chevrolet’s 2020 Trax had an original MSRP of $22,295. The table below shows average insurance quotes for the 2020 Chevy Trax.
The 2019 Chevy Trax originally had an MSRP of $22,295. Compare insurance pricing from different auto insurers for this model year in the table below.
Chevrolet’s 2018 Trax had a starting MSRP of $21,195. The car insurance companies in the table below offer the most affordable insurance rates for this model year, on average.
Auto insurance premiums are even lower for the 2017 Trax than the 2018 Trax. The starting MSRP for the Chevy Trax in 2017 was $21,895.
The insurance companies in the table below offer the cheapest coverage for the 2017 model.
The 2016 Chevrolet Trax had a starting MSRP of $21,445. Average premiums for the 2016 model are affordable, with some insurance companies offering liability insurance for less than $60 per month.
The companies below have the lowest insurance costs for the 2016 Trax.
Average cost of Chevrolet insurance by state
Where you live will affect your Chevrolet Trax car insurance premium. Location-based differences in state-minimum coverage requirements, weather events, and litigation trends all affect car insurance rates. Insurance pricing can even vary from one ZIP code to the next due to differences in crime rates, accident rates, repair costs, and medical care costs.3
Below, you can find the average cost of Chevrolet insurance across all Chevy models in your state. Alaska and Hawaii are not included due to insufficient data.
How to ensure you have enough coverage on your Chevrolet Trax
Most states require drivers to purchase minimum insurance requirements, but you may also want to purchase additional optional coverages for more vehicle protection. Consider the following coverages for your Chevrolet Trax:
Chevrolet Trax car insurance FAQs
The following information can help answer your remaining questions about finding an affordable car insurance policy for your Chevy Trax.
USAA offers the cheapest premiums for the Chevrolet Trax, at $45 per month for liability coverage and $94 for full-coverage insurance. GEICO, State Farm, and Allstate also offer low rates.
Not particularly, no. Average insurance premiums for the Chevrolet Trax are similar to those of other Chevrolet models and a tad less expensive than rates for comparable vehicles like the Hyundai Kona, Kia Seltos, and Honda HR-V.
Chevrolet Trax drivers pay an average of $140 per month for car insurance, Insurify data shows. The average cost to insure a Chevy Trax is $183 per month for full-coverage insurance and $97 for liability coverage.
Common problems with the newer Chevrolet Trax models include issues with the electrical system, engine, and forward collision avoidance system. Some critics also note that all-wheel drive isn’t an option for the Trax.
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