Dodge is an iconic American carmaker with roots stretching back to 1914. Today, it’s known for producing a wide range of vehicles from fast muscle cars to family minivans.1
With such a diverse lineup, you can expect a wide range of estimates when getting Dodge insurance quotes for your own vehicle. But across all models, a typical insurance premium costs $109 for minimum coverage and $206 for full coverage, on average.
Here’s what you need to know about finding the most affordable coverage for your Dodge.
Different vehicle models carry different levels of risk. Some cars might cost more to replace in an accident, have better safety ratings, or have part recalls. Here are the average policy costs for different models, according to Insurify data.
Dodge Charger owners pay the highest average premiums in the Dodge family. This is due in part to the Charger’s high value, expensive parts, and special features such as 670 horsepower in the 2025 Daytona edition.
Someone driving a fast car typically comes with more risk for insurance companies than someone driving a minivan, for example.
Here are the average rates for a Dodge Charger by insurer.
Dodge discontinued the iconic Challenger in 2023, but plenty are still on the road today. Insurance costs for this car are similar to the Charger Daytona, one of Dodge’s newer introductions to its lineup.
Dodge launched its first new small SUV, the Hornet, in 2023. Today, it comes with a manufacturer’s suggested retail price (MSRP) starting from $31,400. Despite that relatively low price tag, insurance rates are still comparatively high for this car model.
Dodge Grand Caravans are still some of the most recognizable minivans on the road today, despite production stopping in 2020. Here are the typical insurance rates that companies are charging for this vehicle.
Average premiums for this midsize SUV also fall about midrange among Dodge insurance rates for different models. The National Highway Traffic Safety Administration gives it a four-star safety rating.
Here are the average rates from top insurers.
Although the Dodge and Ram brands split in 2010, they’re still owned by the same parent company, and Rams are still associated with the Dodge name.
The Ram 1500 is the most accessible version of this bestselling line of pickup trucks, with a current starting MSRP of $40,275.
Here are typical rates based on Insurify data:
Despite costing over $5,000 more, insurance agencies charge very similar rates for a 2500 pickup versus a 1500 pickup, on average. Your fuel costs are a different story — especially with the diesel option.
Here are the average rates for the Ram 2500 pickup.
Insurance costs start to tick upward on a Ram 3500 compared to its smaller siblings, but only slightly. Below is a look at how much a car insurance policy costs from different insurers:
Each insurance company has its own formula for calculating premiums on the insurance policies it sells. This includes the make and model of the car, its age, and your driving history, location, and more.
Some of the best companies that offer affordable Dodge car insurance rates include:
Dodge insurance costs can vary significantly by location because the specific risks differ around the country.2 Take a look at the average insurance premium in each U.S. state for all Dodge car models:
Everyone has different insurance needs depending on their risk level. Broadly speaking, each type of insurance coverage can protect you by either paying for damage that you cause in an accident or reimbursing you for damage you sustain.
It’s a good idea to keep both factors in mind when you’re thinking about what type of coverage you might need:3
Here are some questions that Dodge owners frequently ask about buying an auto insurance policy.
USAA generally offers the cheapest insurance for Dodge vehicles, but coverage is available only to service members and their immediate family members. After USAA, GEICO offers the next-cheapest insurance rates for Dodge vehicles.
Dodge insurance costs are fairly similar to other vehicle types and competitors, but they can also vary by model. Dodge Challengers and Chargers, for example, have higher-than-average insurance costs.
Average insurance costs for a Dodge Challenger are $260 per month for full coverage and $138 per month for liability-only coverage, according to Insurify data.
Yes. Dodge offers car insurance through a partnership with GEICO.4
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8 years in insurance and personal finance writing
Former data scientist for U.S. Geological Survey
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