Cost of Dodge Car Insurance (2025)

Dodge Charger owners pay the highest average premiums in the Dodge family. This is due in part to the Charger’s high value, expensive parts, and special features such as 670 horsepower in the 2025 Daytona edition.

Someone driving a fast car typically comes with more risk for insurance companies than someone driving a minivan, for example.

Here are the average rates for a Dodge Charger by insurer.

Dodge discontinued the iconic Challenger in 2023, but plenty are still on the road today. Insurance costs for this car are similar to the Charger Daytona, one of Dodge’s newer introductions to its lineup.

Dodge launched its first new small SUV, the Hornet, in 2023. Today, it comes with a manufacturer’s suggested retail price (MSRP) starting from $31,400. Despite that relatively low price tag, insurance rates are still comparatively high for this car model.

Dodge Grand Caravans are still some of the most recognizable minivans on the road today, despite production stopping in 2020. Here are the typical insurance rates that companies are charging for this vehicle.

Average premiums for this midsize SUV also fall about midrange among Dodge insurance rates for different models. The National Highway Traffic Safety Administration gives it a four-star safety rating.

Here are the average rates from top insurers.

Although the Dodge and Ram brands split in 2010, they’re still owned by the same parent company, and Rams are still associated with the Dodge name. 

The Ram 1500 is the most accessible version of this bestselling line of pickup trucks, with a current starting MSRP of $40,275.

Here are typical rates based on Insurify data:

Despite costing over $5,000 more, insurance agencies charge very similar rates for a 2500 pickup versus a 1500 pickup, on average. Your fuel costs are a different story — especially with the diesel option.

Here are the average rates for the Ram 2500 pickup.

Insurance costs start to tick upward on a Ram 3500 compared to its smaller siblings, but only slightly. Below is a look at how much a car insurance policy costs from different insurers: