The Dodge Challenger SRT Hellcat is packed with horsepower, speed, and comfort. Although Dodge discontinued the Hellcat in 2023, many of these popular vehicles still roam the roads today.
Insuring a Challenger Hellcat costs an average of $138 per month for a liability-only policy and $260 per month for a full-coverage policy. The Hellcat is more expensive to insure than other types of Dodge vehicles.
Here are the average car insurance costs for the Dodge Hellcat and how to make sure you have the best coverage for your ride.
When the Hellcat burst onto the market, this powerful version of the Challenger quickly became a fan favorite. With 807 horsepower and the ability to go zero to 60 in 3.7 seconds, this sports car is exhilarating to drive.1 Although it’s a popular model, Dodge discontinued the Hellcat in 2023.
While there’s also a Hellcat version of the Charger and the Durango, this guide focuses on the Challenger.
On average, it costs $199 per month to insure a Dodge Hellcat. But some insurers consistently offer cheaper auto insurance rates. For example, USAA, GEICO, and State Farm each offer average quotes of less than $160 per month for a full-coverage policy on a Dodge Challenger. Average costs vary by model year, so the table below highlights the average monthly rates for the 2023 model year through the 2015 model year.
The 2023 Dodge Hellcat came with a starting manufacturer’s suggested retail price (MSRP) of $71,895 for the base model. For drivers opting for the top tier, the MSRP for the Super Stock version was $92,895.2
Full-coverage policies for a 2023 Dodge Challenger cost an average of $313 per month, while liability-only policies average $171.
The table below highlights average costs across insurance companies.
The 2022 Dodge Hellcat base model had a starting MSRP of $69,340. For the Super Stock model, the MSRP climbed to $88,240.
The table below highlights the average insurance premiums by insurer for the Dodge Hellcat.
The 2021 Dodge Hellcat came with a starting MSRP ranging from $64,445 to $82,790.
See the table below to find average insurance quotes to insure a 2021 Dodge Hellcat.
A 2020 Dodge Hellcat had a starting MSRP of $62,190 for the base model, or $79,790 for the most feature-filled option.
The table below shows the insurance companies with the cheapest average monthly quotes for this vehicle.
The 2019 Hellcat had a starting MSRP ranging from $61,745 to $72,745, depending on the trim level.
The following table breaks down the average monthly costs by insurer.
When new, the 2018 Dodge Hellcat came with an MSRP of $51,890 to $73,390.
The following table shows the average insurance premiums by company.
The 2017 Dodge Hellcat came with a starting price tag of $51,290. But higher-end models started at $65,290.
The table below highlights average insurance costs by company.
A 2016 Dodge Hellcat commanded a starting price of $51,290 to $65,290, depending on the model.
The following table shows the average insurance cost across companies.
When the Dodge Hellcat came on the scene in 2015, it offered a starting MSRP of $47,690. But for more feature-rich models, the vehicle’s MSRP quickly climbed above $50,000.
The table below shows the average monthly quotes by insurance company.
The state you live in can affect your insurance premiums significantly. In addition to your state, insurers often look at your ZIP code to assess accident rates, crime rates, and the frequency of natural disasters.3
For example, locations with more traffic congestion typically have higher accident rates. Insurers charge more to offset the risk.
The map below shows the average Dodge insurance costs by state. Alaska and Hawaii aren’t included due to insufficient data.
Whether you’re driving a Dodge Hellcat or any other vehicle, most states require drivers to carry a minimum amount of liability coverage. After an at-fault accident, this type of coverage would help pay for damages or injuries you cause. But it doesn’t help pay for repair costs on your vehicle.
For drivers seeking more financial protection, a full-coverage policy, which includes comprehensive and collision coverage, may be a good fit.
As you explore your car insurance options, consider the following types of coverage:
If you have more questions about Dodge Hellcat insurance, the following answers may help.
Generally, USAA, GEICO, and State Farm each offer average quotes of less than $160 per month for a full-coverage policy on a Dodge Challenger Hellcat, making them some of the most affordable insurance companies.
Yes. When compared to other Dodge vehicles and the national average, Challenger Hellcats are relatively expensive to insure.
Insuring a Challenger Hellcat costs an average of $138 per month for a liability-only policy and $260 per month for a full-coverage insurance policy, according to Insurify data.
Due to the high-performance nature of a Hellcat, it often costs more than a typical vehicle to maintain. When looking at repairs, maintenance, insurance, and fuel costs, you may spend several thousand dollars maintaining a Hellcat each year.4
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